Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,602 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 363 days.

Listed at

$324,900

$155/sqft

Graceview Estates

358 4th Avenue, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms2,100 Square Feet0.35 Acres

Days on market363

Year built2004

Garage spaces3

TypeResidential

Est. $6,747buyer credit when you buy with SODL

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About this home

**Upcoming assessments have been paid in full buy the sellers. This four-bedroom home in St. Joseph is located in a quiet neighborhood and offers many features. You will love the granite countertops, spacious kitchen with a center island, vaulted ceilings, ceramic tile floors, and a heated three-stall garage. The primary bedroom includes a walk-in closet and a full bath with a walk-through design. The second upper-level bedroom also has a walk-in closet! Relax in the lower-level family room with a gas fireplace and a wet bar for entertaining. There are two additional bedrooms and a bathroom in the lower level. Enjoy outdoor living in the large backyard, which features a patio, deck, and storage shed. This home is in excellent condition and priced to sell! Schedule your showing today.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2004

LevelsSplit Entry (Bi-Level)

Living area2,100 sqft

Above-grade finished1,110 sqft

Below-grade finished990 sqft

Lot size0.35 acres (85 x 216 x 78 x 184)

Days on market363

ListedSep 26, 2025

MLS #NST6795129

CountyStearns

SubdivisionGraceview Estates

Parcel #84535330018

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 720 sqft
Parking features: Attached Garage
Patio & porch: Deck, Patio
Other structures: Storage Shed
Lot size: 0.35 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,110 sqft
Roof: Age Over 8 Years
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Graceview Estates
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $3,602 (2024)
Listed: Sep 26, 2025
Days on market: 363 · 77 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Center Island, Patio, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Wet Bar

AccessibilityOther

Special features3 BR on One Level

Exterior & lot

RoofAge Over 8 Years

Foundation area1,110 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size720 sqft

Financial details

Annual taxes$3,602

Tax year2024

Taxes w/ assessments3602

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,116/mo

Principal & interest$1,707

Property taxes$300

Home insurance (est.)$108

Down payment

$64,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.