Listed at
$589,900
$348/sqft

Trophy Lake Estates Three

35647 Oxford Avenue, Center City, MN, 55012
2  Bedrooms2  Bathrooms1,695  Square Feet1.014  Acres
Days on market389
Year built2022
Garage spaces3
HOA / month$115
TypeResidential
Est. $14,697buyer credit when you buy with SODL
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About this home

Modern Design Meets Lake Life in Trophy Lake Estates III. Welcome to a truly rare opportunity in Trophy Lake Estates III — an exclusive gated water ski community just outside the metro, where modern architecture meets private, resort-style living. This custom-built home sits on a Monarch Butterfly Sanctuary lot with direct access to a private, fully stocked waterski lake. It’s the perfect balance of peace, recreation, and high-end design. Property Highlights: Dramatic 24' vaulted ceilings with expansive lake views Floor-to-ceiling windows flooding the home with natural light Open-concept layout with sleek, modern finishes Lofted primary suite with spa bath and walk-in closet Slab-on-grade design — no stairs to main living areas Bonus: Convert to a 3-Bedroom with Ease The screened-in porch is built on the same slab foundation and offers a simple path to creating a third bedroom, home office, or flex space. It’s a smart way to add value and functionality for your lifestyle. Community Perks: Private waterski lake stocked with walleye, smallmouth & largemouth bass Exclusive use of a 2022 Malibu ski boat (with HOA membership) Tennis, volleyball, basketball courts, baseball field & more Low HOA dues with premium amenities Secure, peaceful gated access with a tight-knit neighborhood vibe Why This Home is Different: Unlike the busy public lakes like Forest Lake or Chisago, this community offers quiet, controlled recreation without the crowds. You get the best of lake life—without sacrificing peace and privacy. Showings by Appointment Only This is not a drive-by opportunity. Trophy Lake Estates III is a gated community, and this home’s layout and light-filled interior must be seen in person to truly appreciate. Ready to Explore the Lifestyle? Contact your agent or reach out directly to schedule a private tour. Let’s walk the property, talk through the third bedroom option, and see if this is the lake home that fits your vision.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2022
LevelsTwo
Living area1,695 sqft
Above-grade finished1,695 sqft
Below-grade finished0 sqft
Lot size1.014 acres (211x230x131x308)
Days on market389
ListedSep 4, 2025
MLS #NST6782638
CountyChisago
SubdivisionTrophy Lake Estates Three
Parcel #020036010

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 26 x 36 · 936 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Patio, Porch, Screened, Side Porch
View
Lake, North, Panoramic
Waterfront
Dock, Lake Front

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete, Frame
Foundation
1,192 sqft
Roof
Asphalt
Year built
2022

Utilities

Water
Shared System
Sewer
Shared Septic
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Trophy Lake Estates Three
HOA
$115/month
HOA name
TROPHY LAKE ESTATES THREE OWNERS ASSOCIATION
HOA phone
6515833552
HOA includes
Controlled Access, Other, Sewer, Shared Amenities, Water
School district
Chisago Lakes

Financial & listing details

Annual tax
$3,701 (2024)
Tax with assessments
3752
Listed
Sep 4, 2025
Days on market
389
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Laundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Tennis Court, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Hallways 42"+, No Stairs External
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAsphalt
Foundation area1,192 sqft
Patio/porchCovered, Patio, Porch, Screened, Side Porch
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceShared System
SewerShared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size936 sqft

Financial details

Annual taxes$3,701
Tax year2024
Taxes w/ assessments3752
Assessment pendingNo
HOA fee$115
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1048
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$14,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,720/mo
Principal & interest$3,100
Property taxes$308
Home insurance (est.)$197
HOA fees$115
%
$117,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

35647 Oxford Avenue, Center City, MN, 55012

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Listing information

MLS #NST6782638
StatusActive
Last updatedJan 26, 2026, 7:07 PM
Originally listedSep 4, 2025, 9:58 AM
Listing officeRE/MAX Preferred

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.