Listed at
$589,900
$348/sqft

Trophy Lake Estates Three

35647 Oxford Avenue, Center City, MN, 55012
2  Bedrooms2  Bathrooms1,695  Square Feet1.014  Acres
Days on market210
Year built2022
Garage spaces3
HOA / month$115
TypeResidential
Est. $14,697buyer credit when you buy with SODL
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About this home

Welcome to Modern Lakefront Living in Trophy Lake Estates III. Located in Trophy Lake Estates III, a gated private waterski community just outside the metro, this custom-built home offers a distinctive combination of modern architecture and peaceful lakefront living. Set on a Monarch Butterfly Sanctuary lot with direct access to a fully stocked private ski lake, the home features 24’ vaulted ceilings, expansive windows with lake views, and an open-concept layout filled with natural light. The lofted primary suite includes a spa-style bath and generous walk-in closet. Slab-on-grade construction provides convenient main-level living without interior stairs. Currently configured as a 2-bedroom home, the screened porch is built on the existing slab foundation and offers potential for conversion to a third bedroom, office, or flex space. Community amenities include a private waterski lake stocked with walleye, smallmouth, and largemouth bass, resident access to a 2022 Malibu ski boat (per HOA guidelines), tennis, volleyball, basketball courts, ball field, and secure gated entry. Trophy Lake Estates III is scheduled to host its first national waterski event this summer. Compared to many public lake properties, this community offers a quieter setting with controlled lake use and recreational access. Lets get you set up for a private showing before ice out the open water season begins!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2022
LevelsTwo
Living area1,695 sqft
Above-grade finished1,695 sqft
Below-grade finished0 sqft
Lot size1.014 acres (211x230x131x308)
Days on market210
ListedMar 2, 2026
MLS #NST7028217
CountyChisago
SubdivisionTrophy Lake Estates Three
Parcel #020036010

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 26 x 36 · 936 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Patio, Porch, Screened, Side Porch
View
Lake, North, Panoramic
Waterfront
Dock, Lake Front

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete, Frame
Foundation
1,192 sqft
Roof
Asphalt
Year built
2022

Utilities

Water
Shared System
Sewer
Shared Septic
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Trophy Lake Estates Three
HOA
$115/month
HOA name
TROPHY LAKE ESTATES THREE OWNERS ASSOCIATION
HOA phone
6515833552
HOA includes
Controlled Access, Other, Sewer, Shared Amenities, Water
School district
Chisago Lakes

Financial & listing details

Annual tax
$3,701 (2024)
Tax with assessments
3752
Listed
Mar 2, 2026
Days on market
210 · 332 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Laundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Tennis Court, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Hallways 42"+, No Stairs External
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAsphalt
Foundation area1,192 sqft
Patio/porchCovered, Patio, Porch, Screened, Side Porch
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceShared System
SewerShared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size936 sqft

Financial details

Annual taxes$3,701
Tax year2024
Taxes w/ assessments3752
Assessment pendingNo
HOA fee$115
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1048
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$14,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,720/mo
Principal & interest$3,100
Property taxes$308
Home insurance (est.)$197
HOA fees$115
%
$117,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

35647 Oxford Avenue, Center City, MN, 55012

Listing information

MLS #NST7028217
StatusPending
Last updatedMar 13, 2026, 12:59 PM
Originally listedMar 2, 2026, 9:33 AM
Listing officeRE/MAX Preferred

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.