Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,349 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 57 days.

Listed at

$739,000

$305/sqft

Greenwood Town Of

3553 Fectos Road, Tower, MN, 55790

4 Bedrooms1 Bathroom2,419 Square Feet3.97 Acres

Days on market57

Year built1970

Garage spaces3

TypeResidential

Est. $19,170buyer credit when you buy with SODL

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About this home

Year-round lake home on over 3 acres with 440’ of actual shoreline in a protected bay just off desirable Frazer Bay! This 4-bedroom, 2,600+ SF retreat offers a walk-out basement, low maintenance steel siding, open beam ceilings, spacious living room/dining room, fireplace, wrap around deck, and lots of windows that fill the home with natural light and capture peaceful lake views. Enjoy a beautiful swimming beach and dock, all set on a rare level lot framed by towering pines. Property includes a large 26x36 3-stall garage with upper-level potential, a garden shed, and an additional storage shed, plus a drilled well. The home is exceptionally clean and truly move-in ready—ideal for enjoying Lake Vermilion living from day one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsOne

Living area2,419 sqft

Above-grade finished1,344 sqft

Below-grade finished1,075 sqft

Lot size3.97 acres (910x345)

Days on market57

ListedApr 12, 2026

MLS #NST7055143

CountySt. Louis

SubdivisionGreenwood Town Of

Parcel #387001000684

Facts & features

Interior

Bedrooms: 4
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Forced Air, Fireplace(s), Hot Water
Cooling: None
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 26x36 · 936 sqft
Parking features: Detached Garage, Paved Lot
Patio & porch: Deck, Wrap Around
Exterior features: Steel Siding
Other structures: Other, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,344 sqft
Roof: Asphalt
Year built: 1970

Utilities

Water: Drilled
Sewer: Private Sewer
Fuel: Electric, Propane

Community & HOA

Subdivision: Greenwood Town Of
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $5,349 (2026)
Tax with assessments: 5434
Listed: Apr 12, 2026
Days on market: 57 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout

HeatingBaseboard, Forced Air, Fireplace(s), Hot Water

CoolingNone

Fireplaces1

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

DiningEat In Kitchen, Living/Dining Room

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAsphalt

FoundationBlock

Foundation area1,344 sqft

Patio/porchDeck, Wrap Around

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled

SewerPrivate Sewer

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Paved Lot

Garage spaces3

Garage size936 sqft

Financial details

Annual taxes$5,349

Tax year2026

Taxes w/ assessments5434

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$19,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $19,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,576/mo

Principal & interest$3,884

Property taxes$446

Home insurance (est.)$246

Down payment

$147,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.