Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,997 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

How long has this property been on the market?

This property has been listed for 120 days.

Listed at

$679,000

$317/sqft

Daisy Beach

3129 Old Highway 77, Tower, MN, 55790

3 Bedrooms3 Bathrooms2,142 Square Feet0.4 Acres

Days on market120

Year built2002

ParkingAsphalt

TypeResidential

Est. $17,370buyer credit when you buy with SODL

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About this home

Welcome to your perfect Northwoods escape on the highly desirable Daisy Bay, just 15 minutes from Tower. This beautifully maintained andthoughtfully updated 3br, 3ba year-round lake home offers the ideal blend of comfort, function, and true lake living! From themoment you arrive, you’ll appreciate the level lot&paved driveway, and inviting setting that makes access easy in every season.The home featuresmany recent renovations, including an updated kitchen with custom cabinetry and newer appliances. The main floor offers a comfortable BR&BA that includes laundry. A warm&inviting living room centers around a cozy fireplace, creating the perfect gathering spaceyear-round. Patio doors open directly onto the lakeside deck, seamlessly blending indoor and outdoor living and offering beautiful views. A secondspacious living area expands your entertaining possibilities, complete with a wet bar, refrigerator, and dishwasher&Two prime bedroom suites! 20x24 boathouse w/rail system&sauna. Must see!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsTwo

Living area2,142 sqft

Above-grade finished2,142 sqft

Below-grade finished0 sqft

Lot size0.4 acres (347x50)

Days on market120

ListedMar 30, 2026

MLS #NST7046715

CountySt. Louis

SubdivisionDaisy Beach

Parcel #387013000380

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Parking features: Asphalt
Patio & porch: Deck
Exterior features: Steel Siding
Pool: None
Other structures: Boat House, Sauna

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,062 sqft
Roof: Age Over 8 Years
Year built: 2002

Utilities

Water: Private
Sewer: Mound Septic
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Daisy Beach
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $4,997 (2026)
Listed: Mar 30, 2026
Days on market: 120 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Sauna, Tile Floors, Vaulted Ceiling(s), Wet Bar

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

FoundationBlock

Foundation area1,062 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerMound Septic

FuelPropane

Parking & garage

ParkingAsphalt

Garage spaces0

Financial details

Annual taxes$4,997

Tax year2026

Taxes w/ assessments4997

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$17,370Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,370

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,211/mo

Principal & interest$3,568

Property taxes$416

Home insurance (est.)$226

Down payment

$135,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.