Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,072 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 52 days.

Listed at

$280,000

$135/sqft

Valley View First Add

3551 12th Avenue, Saint Cloud, MN, 56304

4 Bedrooms2 Bathrooms2,079 Square Feet0.65 Acres

Days on market52

Year built1986

Garage spaces2

TypeResidential

Est. $5,400buyer credit when you buy with SODL

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About this home

Charming 4-bedroom, 2-bath story-and-a-half home situated on a peaceful 0.65-acre lot. The main level offers a spacious kitchen, dining area, living room, full bath, one bedroom, and convenient main-floor laundry. The upper level features two additional bedrooms and a ¾ bath, while the lower level includes a bedroom, family room, and mechanicals. A 24’ x 32’ detached two-stall garage provides ample space for vehicles, storage, or hobbies. The home is serviced by natural gas and features durable steel siding. Recent updates include a furnace and central A/C (6 years ago) and a water heater (5 years ago). The septic system has been certified. Enjoy the expansive yard with mature maple trees ready for tapping, a firepit area, and plenty of space to relax or entertain on this peaceful setting on a dead-end street!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne and One Half

Living area2,079 sqft

Above-grade finished1,456 sqft

Below-grade finished623 sqft

Lot size0.65 acres (106x277x105x262)

Days on market52

ListedMay 9, 2026

MLS #NST7071004

CountySherburne

SubdivisionValley View First Add

Parcel #25004020450

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 23.5 x31.5 · 740 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Patio
Exterior features: Steel Siding
Lot size: 0.65 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 728 sqft
Year built: 1986

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Valley View First Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,072 (2026)
Listed: May 9, 2026
Days on market: 52 · 18 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Finished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

FoundationBlock

Foundation area728 sqft

Patio/porchPatio

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size740 sqft

Financial details

Annual taxes$2,072

Tax year2026

Taxes w/ assessments2072

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,400Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,400

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,738/mo

Principal & interest$1,472

Property taxes$173

Home insurance (est.)$93

Down payment

$56,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.