Listed at
$289,900
$131/sqft

Little Creek Twnhms 2

538 Brook Lane, Saint Cloud, MN, 56301
2  Bedrooms3  Bathrooms2,206  Square Feet0.12  Acres
Days on market312
Year built1989
Garage spaces2
HOA / month$347
TypeResidential
Est. $5,697buyer credit when you buy with SODL
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About this home

Beautifully designed 2-bed, 3-bath townhome near the St. Cloud Country Club, offering true main-level living with a finished walkout lower level—and wonderful potential to add your own modern updates. A welcoming paver-stone courtyard leads you inside, where vaulted ceilings, abundant natural light, and a wall of windows create an airy, open feel. The spacious kitchen features timeless cabinetry, granite countertops, and a peninsula that connects seamlessly to the dining and living areas. A 36-foot maintenance free deck extends the living space outdoors, perfect for relaxation or entertaining. The main-floor primary suite includes a large walk-in closet, private bath, and convenient main-level laundry. A guest half bath is also located on the main floor. The lower level impresses with 9-foot ceilings, lookout windows, and walkout access from both the family room and second bedroom. Another wonderful courtyard patio underneath the deck allows for morning coffee time in the sunshine. You’ll appreciate the expansive family room, full bathroom, generous storage areas, and space ideal for a game table or hobby area. Rare double doors entering a workshop/golf cart garage located behind garage with outside doors, garage access door and house entrance door too. Heated and ready to go! Recent big-ticket improvements include a new roof and skylights (2023), new HVAC system, and all water is included in the HOA fees.

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Home facts

Property typeResidential
Property subtypeTownhouse Side x Side
Year built1989
LevelsOne
Living area2,206 sqft
Above-grade finished1,400 sqft
Below-grade finished806 sqft
Lot size0.12 acres (irregular)
Days on market312
ListedNov 21, 2025
MLS #NST6820679
CountyStearns
SubdivisionLittle Creek Twnhms 2
Parcel #82477950021

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22x22 · 484 sqft
Parking features
Attached Garage
Patio & porch
Composite Decking, Deck, Patio
Fencing
None
Lot size
0.12 acres

Construction

Property type
Residential
Property subtype
Townhouse Side x Side
Construction materials
Block
Foundation
1,400 sqft
Year built
1989

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Little Creek Twnhms 2
HOA
$347/month
HOA name
Granite City Real Estate
HOA phone
3202530003
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sewer, Snow Removal, Water
School district
St. Cloud

Financial & listing details

Annual tax
$3,050 (2025)
Tax with assessments
3058
Listed
Nov 21, 2025
Days on market
312 · 58 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, Full, Partially Finished
HeatingForced Air
CoolingCentral Air
LaundryMain Level, Sink
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCable, Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, In-Ground Sprinkler, Tile Floors
AccessibilityDoors 36"+
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

Foundation area1,400 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresTree Coverage - Light
Road frontagePrivate Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size484 sqft

Financial details

Annual taxes$3,050
Tax year2025
Taxes w/ assessments3058
Assessment pendingYes
HOA fee$347
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,221/mo
Principal & interest$1,524
Property taxes$254
Home insurance (est.)$97
HOA fees$347
%
$57,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

538 Brook Lane, Saint Cloud, MN, 56301

Listing information

MLS #NST6820679
StatusPending
Last updatedMar 3, 2026, 7:50 PM
Originally listedNov 21, 2025, 11:35 AM
Listing officeKerber Castle Realty Group
Co-listing officeKerber Castle Realty Group

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.