Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,648 (2025).

What school district is this property in?

This property is in the 138 - North Branch school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 139 days.

Listed at

$425,000

$269/sqft

3400 Stark Road

3400 Stark Road, Harris, MN, 55032

3 Bedrooms1 Bathroom1,582 Square Feet3.097 Acres

Days on market139

Year built1963

Garage spaces3

TypeResidential

Est. $9,750buyer credit when you buy with SODL

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About this home

Rare opportunity to purchase a fully furnished, turnkey lake home on Fish Lake—move in and start enjoying lake life immediately. Set on approximately 3 acres with an incredible 400 feet of shoreline, this property offers unmatched privacy and a true connection to nature—enjoy daily sightings of eagles, the peaceful sounds of loons and cranes, and fishing right off your own dock. Located just 43 miles from the Twin Cities, this is the perfect quick retreat or full-time residence with a manageable commute. This 3-bedroom, 1-bath home features convenient one-level living with all facilities on the main level. Thoughtfully updated throughout, including a completely remodeled kitchen (2024) with new cabinetry, granite countertops, updated laminate flooring, newer appliances, and updated patio doors with built-in blinds. The bathroom was fully renovated in 2025 with granite countertops, new cabinetry, and an oversized walk-in shower. Recent exterior improvements include new siding, roofing, gutters, downspouts, and added gutter guards/mesh (2024), along with a new asphalt driveway (2025). A maintenance-free Trex deck (2024) and covered, shaded patio creates the perfect space to relax and take in the lake views. Perennial landscaping surrounds the home, along with a firepit area in the front yard for evening enjoyment. Additional highlights include a finished 4-season porch (2025), an owned water softener and propane tank (2023), and an approximately 700 sq ft, 3-car insulated and finished garage with a separately heated finished area ideal for a home office, hobby space, studio, or workshop. Crawl space features a concrete floor and heat; the sump pump was replaced in 2024. Furniture and décor can remain; patio furniture and grill are included. Located near a public beach and park at the end of the road—this property truly has it all.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1963

LevelsOne

Living area1,582 sqft

Above-grade finished1,582 sqft

Below-grade finished0 sqft

Lot size3.097 acres (Irregular)

Days on market139

ListedApr 1, 2026

MLS #NST7045106

CountyChisago

Parcel #030033700

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Forced Air
Cooling: Central Air
Appliances: Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 700 sqft
Parking features: Detached Garage, Asphalt, Finished Garage, Heated Garage, Insulated Garage
Patio & porch: Composite Decking, Covered, Deck, Enclosed
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,582 sqft
Year built: 1963

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 138 - North Branch
High school district: North Branch

Financial & listing details

Annual tax: $3,648 (2025)
Listed: Apr 1, 2026
Days on market: 139 · 73 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard, Forced Air

CoolingCentral Air

AppliancesWater Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area1,582 sqft

Patio/porchComposite Decking, Covered, Deck, Enclosed

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Finished Garage, Heated Garage, Insulated Garage

Garage spaces3

Garage size700 sqft

Financial details

Annual taxes$3,648

Tax year2025

Taxes w/ assessments3648

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District138 - North Branch

District number138

District phone6516741000

High schoolNorth Branch

SODL flat fee brokerage

$9,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,679/mo

Principal & interest$2,234

Property taxes$304

Home insurance (est.)$142

Down payment

$85,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.