Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,820 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 34 days.

Listed at

$315,000

$155/sqft

Graceview Estates

327 4th Avenue, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms2,038 Square Feet0.31 Acres

Days on market34

Year built2004

Garage spaces3

TypeResidential

Est. $6,450buyer credit when you buy with SODL

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About this home

Well-maintained 4 bed, 2 bath home on a .31-acre lot tucked into a quiet, low-traffic cul-de-sac of St. Joseph. Open main level with vaulted ceilings, center island kitchen, updated stainless steel appliances and spacious living and dining areas. Upper level features two bedrooms including a primary suite with walk-through bath. Finished lower level offers two additional bedrooms and a large family room with gas fireplace. 3-car garage and great back yard space complete the home. Conveniently located within walking distance to downtown St. Joseph, Klinefelter Park and the College of St. Bens.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsSplit Entry (Bi-Level)

Living area2,038 sqft

Above-grade finished1,068 sqft

Below-grade finished970 sqft

Lot size0.31 acres (43x138x148x182)

Days on market34

ListedApr 28, 2026

MLS #NST7058225

CountyStearns

SubdivisionGraceview Estates

Parcel #84535330012

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 600 sqft
Parking features: Attached Garage, Asphalt
Exterior features: Stone, Vinyl
Other structures: Storage Shed
Lot size: 0.31 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,068 sqft
Roof: Asphalt
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Graceview Estates
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,820 (2026)
Tax with assessments: 4192
Listed: Apr 28, 2026
Days on market: 34 · 7 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesTile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt

FoundationBlock

Foundation area1,068 sqft

Road frontageCul De Sac

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size600 sqft

Financial details

Annual taxes$3,820

Tax year2026

Taxes w/ assessments4192

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,079/mo

Principal & interest$1,655

Property taxes$318

Home insurance (est.)$105

Down payment

$63,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.