Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,922 (2026).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 40 days.

Listed at

$175,000

$170/sqft

319 Pine Street

319 Pine Street, Onamia, MN, 56359

2 Bedrooms1 Bathroom1,031 Square Feet0.37 Acres

Days on market40

Year built1940

Garage spaces1

TypeResidential

Est. $2,250buyer credit when you buy with SODL

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About this home

Charming 2-bedroom, 1-bath home seamlessly blends classic character with an unbeatable location. Step inside to find gorgeous natural wood flooring that brings warmth and timeless appeal to the entire layout. The property features a convenient 1-car attached garage and sits on an expansive, oversized private lot offering endless outdoor possibilities. Nestled in the heart of Onamia, you are just moments away from shopping, dining, hospital, beautiful local parks, scenic trails, and pristine lakes—including easy access to Mille Lacs Lake. Enjoy the perfect balance of a peaceful small-town retreat with a straightforward, easy commute to the Twin Cities metro. Full of potential and this home is ready for its next chapter!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area1,031 sqft

Above-grade finished1,031 sqft

Below-grade finished0 sqft

Lot size0.37 acres (110 x 150)

Days on market40

ListedAug 10, 2026

MLS #NST7124553

CountyMille Lacs

Parcel #220062200

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 11 x 20 · 220 sqft
Parking features: Attached Garage
Exterior features: Stucco, Vinyl
Other structures: Storage Shed
Lot size: 0.37 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,031 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1940

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $1,922 (2026)
Listed: Aug 10, 2026
Days on market: 40 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AmenitiesHardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorStucco, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,031 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size220 sqft

Financial details

Annual taxes$1,922

Tax year2026

Taxes w/ assessments1922

Assessment pendingNo

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$2,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,138/mo

Principal & interest$920

Property taxes$160

Home insurance (est.)$58

Down payment

$35,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.