Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,598 (2025).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 104 days.

Listed at

$174,900

$129/sqft

New Onamia

102 Birch Street, Onamia, MN, 56359

3 Bedrooms2 Bathrooms1,351 Square Feet0.447 Acres

Days on market104

Year built1910

Garage spaces3

TypeResidential

Est. $2,247buyer credit when you buy with SODL

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About this home

Welcome home to this 3-bedroom, 2-bath property in the heart of Onamia. Situated on a desirable corner lot, this home offers both space and versatility, including an unfinished basement with potential for a 4th bedroom and additional living space—ready for your personal touch. Enjoy the convenience of an attached 1-stall garage plus a spacious detached 2-stall garage ideal for storage, workshop, or hobby use. Close proximity to recreation, with the southern boat launch for Lake Mille Lacs just 8 minutes away, Onamia Lake only 5 minutes away and multiple parks nearby. Located near the fire department and police station, this home offers both comfort and peace of mind.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne and One Half

Living area1,351 sqft

Above-grade finished1,351 sqft

Below-grade finished0 sqft

Lot size0.447 acres (130x150)

Days on market104

ListedJan 23, 2026

MLS #NST7010739

CountyMille Lacs

SubdivisionNew Onamia

Parcel #220410670

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 3 spaces · 12x24 · 288 sqft
Parking features: Attached Garage, Detached Garage, Concrete, Garage Door Opener
Exterior features: Vinyl, Wood
Lot size: 0.447 acres
Lot dimensions: 130x150

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 756 sqft
Roof: Asphalt
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: New Onamia
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $2,598 (2025)
Listed: Jan 23, 2026
Days on market: 104 · 83 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AmenitiesDeck, Kitchen Window, Porch

AccessibilityNone

Exterior & lot

ExteriorVinyl, Wood

RoofAsphalt

FoundationBlock

Foundation area756 sqft

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Garage Door Opener

Garage spaces3

Garage size288 sqft

Financial details

Annual taxes$2,598

Tax year2025

Taxes w/ assessments2598

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$2,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,194/mo

Principal & interest$919

Property taxes$217

Home insurance (est.)$58

Down payment

$34,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.