Listed at
$499,500
$333/sqft

Maple Ridge

31620 395th Place, Aitkin, MN, 56431
3  Bedrooms2  Bathrooms1,500  Square Feet0.973  Acres
Days on market82
Year built1987
Garage spaces2
TypeResidential
Est. $11,985buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Wake up to breathtaking sunrises over beautiful Ripple Lake from this well-maintained lake home/cabin featuring 143 feet of pristine shoreline. Situated on an almost one-acre lot with mature trees and gorgeous natural surroundings, this property offers the perfect balance of privacy, recreation, and relaxation. The nicely elevated setting provides stunning lake views, while the spacious yard offers plenty of room to enjoy the outdoors. An oversized garage provides ample storage for all your lake toys, recreational equipment, and vehicles. Recent updates include a new roof installed in 2025, and a new septic system is currently being installed for added peace of mind. Whether you're looking for a year-round residence or the perfect second-home getaway, this property checks all the boxes. Enjoy fishing, boating, kayaking, and exploring Ripple Lake, which is connected to the Ripple River, providing even more opportunities to experience Minnesota's great outdoors. Don't miss your chance to own this exceptional waterfront property—schedule your showing today!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsOne
Living area1,500 sqft
Above-grade finished800 sqft
Below-grade finished700 sqft
Lot size0.973 acres (262 x 143. x 238 x 190)
Days on market82
ListedJul 7, 2026
MLS #NST7105800
CountyAitkin
SubdivisionMaple Ridge
Parcel #241116900

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
None
Basement
Egress Window(s), Finished, Full, Walkout · 700 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 28 x 36 · 1,008 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Patio
Exterior features
Vinyl, Wood
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Wood · 800 sqft
Roof
Asphalt
Year built
1987

Utilities

Water
4-Inch Submersible
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

Subdivision
Maple Ridge
HOA
No HOA
School district
8001 - Aitkin
High school district
Aitkin

Financial & listing details

Annual tax
$2,178 (2026)
Listed
Jul 7, 2026
Days on market
82 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingNone
AccessibilityNone

Exterior & lot

ExteriorVinyl, Wood
RoofAsphalt
FoundationWood
Foundation area800 sqft
Patio/porchPatio
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size1,008 sqft

Financial details

Annual taxes$2,178
Tax year2026
Taxes w/ assessments2178
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$11,985Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,985

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,973/mo
Principal & interest$2,625
Property taxes$182
Home insurance (est.)$167
%
$99,900
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

31620 395th Place, Aitkin, MN, 56431

Comparable homes

Listing information

MLS #NST7105800
StatusActive
Last updatedSep 25, 2026, 9:46 PM
Originally listedJul 8, 2026, 8:39 AM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.