Listed at
$495,000
$292/sqft

Akik-Agodjina-Sag Village

40658 320th Lane, Aitkin, MN, 56431
2  Bedrooms3  Bathrooms1,694  Square Feet0.045  Acres
Days on market21
Year built1996
ParkingGravel
HOA / month$250
TypeResidential
Est. $11,850buyer credit when you buy with SODL
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About this home

Second-to-none lake living on Hanging Kettle Lake, just minutes south of Aitkin. Enjoy incredible proximity to the water with nothing but stunning lake views from your deck. East-facing exposure means breathtaking sunrises to start every day. This beautifully updated 2-bedroom, 3-bath home offers an intelligent layout with additional living space in the finished lower level, perfect for guests, entertaining, or a second family room. Two top-of-the-line Jotul gas stoves the perfect up north feel to the home. This home has numerous modern updates/renovations throughout and is being sold nearly fully furnished. Besides the furnishings this property comes with and includes the Floe dock system and boat lift, along with a hard, sandy lake bottom ideal for swimming right out front. The HOA takes care of snow, lawn, and garbage, awhile also offering many other amenities including two beaches, common areas, a private boat ramp, and a fish cleaning house. Easy, low-maintenance lake living in an incredible setting, just bring your bags and enjoy.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsMore Than 2 Stories
Living area1,694 sqft
Above-grade finished1,004 sqft
Below-grade finished690 sqft
Lot size0.045 acres (45x44)
Days on market21
ListedApr 23, 2026
MLS #NST7060544
CountyAitkin
SubdivisionAkik-Agodjina-Sag Village
Parcel #071147800

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Cooktop, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
More Than 2 Stories
Parking features
Gravel, Guest Parking
Exterior features
Wood
Fencing
None
View
East
Waterfront
Association Access, Lake Front, Lake View

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Wood · 704 sqft
Roof
Asphalt
Year built
1996

Utilities

Water
Drilled
Sewer
Tank with Drainage Field
Fuel
Propane

Community & HOA

Subdivision
Akik-Agodjina-Sag Village
HOA
$250/quarter
HOA name
Akik-Agodjina-Sag Village
HOA phone
2181111111
HOA includes
Beach Access, Hazard Insurance, Lawn Care, Other, Parking, Sewer, Snow Removal
School district
8001 - Aitkin

Financial & listing details

Annual tax
$1,724 (2025)
Listed
Apr 23, 2026
Days on market
21 · 14 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryIn Basement
AppliancesCooktop, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Patio, Panoramic View, Vaulted Ceiling(s)
AccessibilityNone
Special featuresDivided Bdr Flr Plan

Exterior & lot

ExteriorWood
RoofAsphalt
FoundationWood
Foundation area704 sqft
Lot featuresAccessible Shoreline
Road frontageNo Outlet/Dead End
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerTank with Drainage Field
FuelPropane

Parking & garage

ParkingGravel, Guest Parking
Garage spaces0

Financial details

Annual taxes$1,724
Tax year2025
Taxes w/ assessments1724
Assessment pendingNo
HOA fee$250
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$11,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,160/mo
Principal & interest$2,601
Property taxes$144
Home insurance (est.)$165
HOA fees$250
%
$99,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40658 320th Lane, Aitkin, MN, 56431

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Listing information

MLS #NST7060544
StatusClosed
Last updatedMay 22, 2026, 7:23 PM
Originally listedApr 30, 2026, 12:00 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.