Does this property have an HOA?

Yes. The HOA fee is $175 per month.

What are the annual property taxes?

Annual property taxes are $2,626 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 54 days.

Pending

$244,900

$148/sqft

Liberty Pointe

316 Jefferson Lane, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms1,660 Square Feet0.07 Acres

Days on market54

Year built2005

Garage spaces2

HOA / month$175

TypeResidential

Est. $4,347buyer credit when you buy with SODL

About this home

Welcome to this wonderful side by side home situated perfectly on a corner lot and cul de sac! Nice and bright home! Kitchen has stainless steel appliances and a center island. Nice sized family room downstairs. You will love the town of ST joe which offers quaint shops, restaurants and a brewery! This home is also close to parks and walking trails! Welcome Home! New roof will be in Fall of 2026.

Contact us

Write a message

Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2005

LevelsSplit Entry (Bi-Level)

Living area1,660 sqft

Above-grade finished906 sqft

Below-grade finished754 sqft

Lot size0.07 acres (64x46x62x46)

Days on market54

ListedJul 22, 2026

MLS #NST7114336

CountyStearns

SubdivisionLiberty Pointe

Parcel #84535500068

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 22x24 · 528 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Lot size: 0.07 acres
Lot dimensions: 64x46x62x46

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Block · 906 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Liberty Pointe
HOA: $175/month
HOA name: Liberty Pointe Assoc
HOA phone: 3202556346
HOA includes: Building Exterior, Professional Mgmt
School district: 742 - St. Cloud

Financial & listing details

Annual tax: $2,626 (2026)
Listed: Jul 22, 2026
Days on market: 54 · 142 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesCooktop, Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room

AmenitiesKitchen Center Island, Kitchen Window

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area906 sqft

Lot featuresCorner Lot

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$2,626

Tax year2026

Taxes w/ assessments2626

Assessment pendingNo

HOA fee$175

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,347Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,347

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,763/mo

Principal & interest$1,287

Property taxes$219

Home insurance (est.)$82

HOA fees$175

Down payment

$48,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.