Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,962 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 41 days.

Listed at

$237,500

$146/sqft

Mohs Add

1314 E Minnesota Street, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms1,630 Square Feet0.32 Acres

Days on market41

Year built1956

Garage spaces2

TypeResidential

Est. $4,125buyer credit when you buy with SODL

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About this home

Enjoy small-town living in this charming St. Joseph home situated on a nice city lot. Inside, you'll find lots of pride in ownership and simple comforts that feature 2 main floor bedrooms, a full bathroom and a generous living room, with a very nice kitchen with custom oak cabinetry and fresh interior paint The lower level offers a family or Rec room, 1 additional bedroom that requires an Egress window and a storage room. A half bath and a nice laundry area. The large backyard offers plenty of room to relax, garden, entertain, or play. The 2 stall detached garage has newer siding and fresh coat of paint, the additional storage building in back yard was a workshop (that needs some TLC) it could be a nice space for hobbies or more storage.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1956

LevelsOne

Living area1,630 sqft

Above-grade finished960 sqft

Below-grade finished670 sqft

Lot size0.32 acres (172x82x172x82)

Days on market41

ListedJun 30, 2026

MLS #NST7098176

CountyStearns

SubdivisionMohs Add

Parcel #84537330206

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Block, Partially Finished · 670 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 22x24 · 528 sqft
Parking features: Detached Garage
Exterior features: Aluminum Siding
Other structures: Storage Shed
Lot size: 0.32 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 960 sqft
Year built: 1956

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Mohs Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,962 (2026)
Tax with assessments: 1970
Listed: Jun 30, 2026
Days on market: 41 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

Fireplaces1

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

FoundationBlock

Foundation area960 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$1,962

Tax year2026

Taxes w/ assessments1970

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,125Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,125

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,491/mo

Principal & interest$1,248

Property taxes$164

Home insurance (est.)$79

Down payment

$47,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.