Listed at
$164,900
$229/sqft

Ways Sub

313 Oak Street S, Onamia, MN, 56359
2  Bedrooms1  Bathroom720  Square Feet0.4  Acres
Days on market0
Year built1982
ParkingGravel
TypeResidential
Est. $1,947buyer credit when you buy with SODL
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About this home

This two-bedroom, one-bathroom home located near Mille Lacs Lake and Kathio State Park has been nicely updated. Updates include New windows, new siding, and metal roof create a maintenance-free exterior that requires no upkeep, while new carpet, fresh paint and natural wood work warm the interior. Central air conditioning keeps the home comfortable throughout the year. The kitchen features stainless steel appliances and plenty of counter space for efficient meal preparation. A new deck leads to a large yard, creating smooth indoor-outdoor living. The partially finished basement with a lower level bath roughed in provides flexible space for expansion or recreation, ready for occupants to complete according to their vision. Schedule a showing to experience this updated home and its proximity to lake recreation and state park trails.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1982
LevelsOne
Living area720 sqft
Above-grade finished720 sqft
Below-grade finished0 sqft
Lot size0.4 acres (65x279)
Days on market0
ListedOct 7, 2026
MLS #NST7157401
CountyMille Lacs
SubdivisionWays Sub
Parcel #229200210

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Deck
Exterior features
Vinyl
Fencing
None
Lot size
0.4 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 720 sqft
Roof
Metal, Pitched
Year built
1982

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Ways Sub
HOA
No HOA
School district
480 - Onamia
High school district
Onamia

Financial & listing details

Annual tax
$508 (2025)
Listed
Oct 7, 2026
Days on market
0 · 1 cumulative
Lender owned
Yes
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Full, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Microwave, Range
DiningEat In Kitchen
AmenitiesKitchen Window, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofMetal, Pitched
FoundationBlock
Foundation area720 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$508
Tax year2025
Taxes w/ assessments508
Assessment pendingNo
Lender ownedYes
Short saleNo
ForeclosureNo

Schools

District480 - Onamia
District number480
District phone3205324174
High schoolOnamia
SODL flat fee brokerage
$1,947Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,947

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$964/mo
Principal & interest$867
Property taxes$42
Home insurance (est.)$55
%
$32,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

313 Oak Street S, Onamia, MN, 56359

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Listing information

MLS #NST7157401
StatusActive
Last updatedOct 8, 2026, 7:07 PM
Originally listedOct 8, 2026, 1:19 PM
Listing officeCountryside Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.