Listed at
$719,500
$415/sqft

3069 Black Bay Road

3069 Black Bay Road, Cook, MN, 55723
3  Bedrooms2  Bathrooms1,735  Square Feet0.77  Acres
Days on market31
Year built2005
Garage spaces2
TypeResidential
Est. $18,585buyer credit when you buy with SODL
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About this home

Charming 3-Bedroom Retreat Amidst Towering Pines! This beautifully renovated classic cabin offers the perfect blend of charm, comfort, & privacy. The original cabin features a cozy stone wood-burning fireplace, private main bedroom, vaulted ceilings, rich tongue-and-groove paneling, elegant hardwood floors, & a spacious deck with stunning lake views. A separate, year-round 2-bedroom guest cabin, approximately 1,000 SF, provides additional living space & includes a private bath, kitchen area, family room, & spacious lake-facing deck—perfect for guests, extended family, or longer stays. The crown jewel of the property is the stunning 3-season post-and-beam gathering lodge, connected by a timber breezeway to both the main and guest cabins. With its dramatic stone fireplace, soaring ceilings, beautiful wood paneling, and walls of windows showcasing panoramic lake views, this exceptional space is truly an entertainer’s dream. The property is sold furnished. Sleeps 10 comfortably!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsTwo
Living area1,735 sqft
Above-grade finished1,735 sqft
Below-grade finished0 sqft
Lot size0.77 acres (282x125)
Days on market31
ListedAug 28, 2026
MLS #NST7135230
CountySt. Louis
Parcel #250004000420

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
In-Floor Heating
Cooling
None
Appliances
Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 24x28 · 672 sqft
Parking features
Detached Garage
Patio & porch
Deck
Exterior features
Wood
Other structures
Boat House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,051 sqft
Roof
Asphalt
Year built
2005

Utilities

Water
Lake Water
Sewer
Septic System Compliant - Yes
Fuel
Electric

Community & HOA

HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$4,279 (2026)
Tax with assessments
4364
Listed
Aug 28, 2026
Days on market
31 · 282 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingIn-Floor Heating
CoolingNone
Fireplaces2
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room
AccessibilityNone

Exterior & lot

ExteriorWood
RoofAsphalt
FoundationSlab
Foundation area1,051 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCounty Road, Township
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceLake Water
SewerSeptic System Compliant - Yes
FuelElectric

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$4,279
Tax year2026
Taxes w/ assessments4364
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$18,585Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,585

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,378/mo
Principal & interest$3,781
Property taxes$357
Home insurance (est.)$240
%
$143,900
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3069 Black Bay Road, Cook, MN, 55723

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Listing information

MLS #NST7135230
StatusActive
Last updatedAug 29, 2026, 10:10 AM
Originally listedAug 28, 2026, 12:40 PM
Listing officeVermilion Land Office, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.