Listed at
$795,000
$530/sqft

Mannikko Pine Ridge T Of Beatty

3226 Phillips Road, Cook, MN, 55723
2  Bedrooms2  Bathrooms1,500  Square Feet2  Acres
Days on market10
Year built1991
Garage spaces2
TypeResidential
Est. $20,850buyer credit when you buy with SODL
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About this home

Enjoy the beauty and privacy of 156 feet of prime lakeshore surrounded by towering pine trees. This charming 2-bedroom log-sided home features a spacious wrap-around deck with breathtaking lake views, perfect for relaxing or entertaining. Inside, you’ll find soaring ceilings, warm rough-sawn pine paneling, beautiful pine flooring, & a striking stone fireplace that creates a true Northwoods atmosphere. The private primary bedroom suite offers a peaceful retreat and private bath w/in-floor heat. An inviting all-season porch extends the living space and provides year-round enjoyment. Relax & unwind in the sauna after a day on the lake or outdoors. The property also includes a large 24' x 32' garage, drilled well, and a private driveway for added convenience and privacy. A rare opportunity to own a truly special lakefront getaway with classic cabin character, exceptional privacy, and stunning lake views. Major upgrades in 2018. Adjacent 105' lakeshore w/small cabin for additional $190,000.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsOne and One Half
Living area1,500 sqft
Above-grade finished1,500 sqft
Below-grade finished0 sqft
Lot size2 acres (500x156)
Days on market10
ListedSep 18, 2026
MLS #NST7146992
CountySt. Louis
SubdivisionMannikko Pine Ridge T Of Beatty
Parcel #250006700020

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 3/4
Heating
Baseboard, Dual Fuel/Off Peak, Fireplace(s), In-Floor Heating
Cooling
None
Appliances
Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 24x32 · 768 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Deck, Wrap Around
Exterior features
Log Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,211 sqft
Roof
Asphalt
Year built
1991

Utilities

Water
Drilled, Well
Sewer
Private Sewer
Fuel
Electric, Propane

Community & HOA

Subdivision
Mannikko Pine Ridge T Of Beatty
HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$4,945 (2026)
Tax with assessments
5030
Listed
Sep 18, 2026
Days on market
10
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBaseboard, Dual Fuel/Off Peak, Fireplace(s), In-Floor Heating
CoolingNone
Fireplaces1
LaundryElectric Dryer Hookup, In Hall, Main Level, Washer Hookup
AppliancesDryer, Microwave, Range, Refrigerator, Washer
DiningLiving/Dining Room
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorLog Siding
RoofAsphalt
FoundationBlock
Foundation area1,211 sqft
Patio/porchDeck, Wrap Around
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer
FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size768 sqft

Financial details

Annual taxes$4,945
Tax year2026
Taxes w/ assessments5030
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$20,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,855/mo
Principal & interest$4,178
Property taxes$412
Home insurance (est.)$265
%
$159,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3226 Phillips Road, Cook, MN, 55723

Listing information

MLS #NST7146992
StatusActive
Last updatedSep 19, 2026, 10:10 AM
Originally listedSep 18, 2026, 4:50 PM
Listing officeVermilion Land Office, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.