
3032 Saint Croix Trail
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About this home
**Seller is offering a $3,000 Closing Cost Credit (or Rate Buydown) and free appraisals through a preferred lender. The promotion is available for eligible loans locked by October 23, 2026.** Built in 1858, the same year Minnesota became a state, this historic farmhouse occupies one of the most storied addresses in Afton's Old Village — a rare opportunity to own a pre-statehood Minnesota house in a walkable, riverside historic district. The 1,281-square-foot residence offers 2 bedrooms and 1 bathroom across two levels, with tall original proportions, a layout that has flexed gracefully through nearly two centuries, plus a lower-level room with its own utility space for added flex use. A historically informed exterior color palette — warm beige siding, crisp alabaster trim, and a deep green door — restores the home's presence on the street while preserving its 19th-century character. The main-level family room is generously sized enough to offer single-level living potential: a buyer could convert this space into a main-floor primary suite, reducing the need for stairs while preserving the upstairs bedrooms for guests, family, or a home office. It's a layout option that pairs the home's historic charm with the practicality that today's buyers increasingly lo ok for. What sets this property apart from a typical antique farmhouse is what sits beside it: a 1,000-square-foot heated studio with its own half bath, a Conditional Use Permit (CUP) already on file with the City of Afton, and 5 dedicated parking stalls. This is a genuine live/work opportunity — the kind of home business setup most owners spend years and thousands of dollars pursuing through city approval before they can even begin. Here, it is already in place, well suited to an appointment-based or studio-scale use such as a wellness or massage studio, art studio or maker space, salon or private therapy practice, specialty retail with a workshop, photography or design studio, or professional office. Buyers should confirm directly with the City of Afton exactly what the CUP authorizes before committing it to a specific use. The setting is what makes the opportunity real. Step off the large front porch and you are a tenth of a mile from Afton's village center — coffee, dining, the marina, and the St. Croix River are all within an easy stroll along streets recently rebuilt as part of a multi-million-dollar infrastructure and flood-protection program that included a FEMA-certified levee. This is the same historic district where the 150-year-old Afton House Inn, Selma's Ice Cream Parlor, and a wave of new boutique businesses have chosen to invest in recent years, citing the same walkability and small-town character this property sits in the middle of. The property is served by Afton-Lakeland Elementary, Oak-Land Middle School, and Stillwater Area High School, part of a district whose assigned high school carries a 9-of-10 rating. For a buyer drawn to historic architecture, river towns, or
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Bath breakdown
- 1 full
- Heating
- Boiler
- Cooling
- Window Unit(s)
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
Property
- Levels / stories
- Two
- Parking features
- Gravel, Parking Lot, Open
- Patio & porch
- Front Porch, Wrap Around
- Exterior features
- Wood
- Fencing
- None
- Other structures
- Hot Tub, Other, Workshop, Studio, Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Stone · 780 sqft
- Roof
- Age Over 8 Years
- Year built
- 1858
Utilities
- Water
- Well
- Sewer
- Private Sewer
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 100 Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 834 - Stillwater
- High school district
- Stillwater
Financial & listing details
- Annual tax
- $3,158.8 (2026)
- Tax with assessments
- 4002
- Listed
- Jul 28, 2026
- Days on market
- 61
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
3032 Saint Croix Trail, Afton, MN, 55001
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
