Listed at
$410,000
$241/sqft

Lake St Croix Beach Sec 05 St Marys Pt

16320 Saint Marys Drive, Saint Mary's Point, MN, 55043
4  Bedrooms2  Bathrooms1,700  Square Feet0.625  Acres
Days on market26
Year built1973
Garage spaces2
TypeResidential
Est. $9,300buyer credit when you buy with SODL
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About this home

Welcome to 16320 Saint Marys Dr. in the small community of St. Mary's Point, MN, nestled between Afton and Lake St. Croix Beach. It has smooth access to I-94 to head into Woodbury, St. Paul, or East into Hudson. The location makes enjoying the beautiful Saint Croix River very easy. The home features a functional layout and ample space to expand, with a mostly unfinished lower level. We have 4 bedrooms and 2 full bathrooms, a deep two-car heated garage, and an extra parking pad for a vehicle or trailer. The wide double lot makes it a great fit for someone considering adding a detached garage. Another special feature about this property is that you have access to the private Sunset Beach, on the Saint Croix River, for residents only. The main floor has hardwood floors. Well water has been completed and tested as safe. Recent updates include New Electrical Panel 2026, Water Heater 2022, Roof 2022, Gutters with gutter guard, New Anderson Slider Door to the floating deck of the back, & Septic System 2013 (which is compliant), updated upper full bathroom, finished lower level den/storage, solid dry block foundation, new dishwasher, pressure tank for well 2025. So if you'd like a little slower pace of living, this home is perfect.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1973
LevelsThree Level Split
Living area1,700 sqft
Above-grade finished1,560 sqft
Below-grade finished140 sqft
Lot size0.625 acres (122 x 237 x 100 x 306)
Days on market26
ListedApr 14, 2026
MLS #NST7047172
CountyWashington
SubdivisionLake St Croix Beach Sec 05 St Marys Pt
Parcel #1402820240092

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Three Level Split
Garage
2 spaces · 24 x 24 · 576 sqft
Parking features
Gravel, Heated Garage, Insulated Garage
Patio & porch
Deck
Exterior features
Cedar
Lot size
0.625 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 960 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1973

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Lake St Croix Beach Sec 05 St Marys Pt
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$2,334 (2026)
Listed
Apr 14, 2026
Days on market
26
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Full, Partially Finished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesHardwood Floors, Kitchen Window, Natural Woodwork
AccessibilityNone
Special features3 BR on One Level, 4 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorCedar
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area960 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingGravel, Heated Garage, Insulated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,334
Tax year2026
Taxes w/ assessments2334
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$9,300Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,300

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,486/mo
Principal & interest$2,155
Property taxes$195
Home insurance (est.)$137
%
$82,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

16320 Saint Marys Drive, Saint Mary's Point, MN, 55043

Listing information

MLS #NST7047172
StatusClosed
Last updatedMay 14, 2026, 8:08 PM
Originally listedApr 17, 2026, 12:00 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.