Pending
$685,000
$244/sqft

North Oaks

3 Gadwall Lane, North Oaks, MN, 55127
4  Bedrooms3  Bathrooms2,802  Square Feet1.27  Acres
Days on market3
Year built1959
Garage spaces2
HOA / month$176
TypeResidential
Est. $17,550buyer credit when you buy with SODL

About this home

Welcome home to this Story Book Charmer just off Lake Gilfillan in North Oaks. This walk-out rambler has been updated throughout and boasts an open, spacious floor plan that features vaulted ceilings, skylights, natural light, and 2 fireplaces. The kitchen has custom maple cabinetry with quartz counters, stainless steel appliances, induction range, and breakfast bar. You'll love having 3 bedrooms on the main floor, including a primary suite with walk-in closet. Head downstairs to find a finished lower level that includes a billiard space, family room, 4th bedroom and bath. Step outside and enjoy the hot tub and patio all year round. Plenty of storage space with workshop bench. 2 car attached garage and outdoor garden shed. These meticulous homeowners have made huge improvements and updates throughout including the main floor vaulted ceiling, luxury vinyl flooring in 2021, kitchen updates with new appliances in 2021, new roof & spray foam insulation in 2020, new hot tub 5 years ago, slate fireplace, updated bathrooms, new asphalt driveway in 2023. Ready to move right in and enjoy!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1959
LevelsOne
Living area2,802 sqft
Above-grade finished1,612 sqft
Below-grade finished1,190 sqft
Lot size1.27 acres (189' x 250')
Days on market3
ListedFeb 26, 2026
MLS #NST6812196
CountyRamsey
SubdivisionNorth Oaks
Parcel #173022240003

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 440 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Other structures
Storage Shed
View
South

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,612 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1959

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
North Oaks
HOA
$176/month
HOA name
Rowcal
HOA phone
7633337490
HOA includes
Beach Access, Dock, Professional Mgmt, Recreation Facility, Shared Amenities
HOA amenities
Beach, Dock, Tennis Courts, Trail(s)

Financial & listing details

Annual tax
$6,896 (2025)
Listed
Feb 26, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundrySink
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, French Doors, Hot Tub, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Skylight, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area1,612 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Light
Road frontagePrivate Road
Road responsibilityAssociation Maintained Road, Private Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$6,896
Tax year2025
Taxes w/ assessments6896
Assessment pendingUnknown
HOA fee$176
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2090
District phone6516216001
High schoolMounds View
SODL flat fee brokerage
$17,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,579/mo
Principal & interest$3,600
Property taxes$575
Home insurance (est.)$228
HOA fees$176
%
$137,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3 Gadwall Lane, North Oaks, MN, 55127

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Listing information

MLS #NST6812196
StatusPending
Last updatedMar 1, 2026, 7:19 PM
Originally listedFeb 26, 2026, 8:00 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.