Sold / Closed
$830,000

Sold price · Closed Oct 6, 2026

$294/sqft

North Oaks

12 W Shore Road, North Oaks, MN, 55127
4  Bedrooms3  Bathrooms2,548  Square Feet0.92  Acres
Days on market4
Year built1952
Garage spaces2
HOA / month$2,110
TypeResidential
Est. $19,500buyer credit when you buy with SODL

About this home

Built in 1952 on the quiet, non-public shoreline of Gilfillan Lake, this genuine mid-century modern home was designed around a single idea: bring the outside in. A wall of windows frames the water and mature white oaks from an elevated perch above the canopy, while eleven exterior doors mean you are never more than a few steps from the lake. Mornings start with coffee by the water. Summers mean the dock, a paddleboard, or an afternoon on the shore. Winters bring a private skating rink right on the ice, with a hot tub waiting after. Inside, the character is original and rare: terrazzo floors with brass edging, a wood-burning fireplace, fluted glass in a step-down shower, and built-in planters that connect the interior with the outdoors. Over the years, the owners have cared for this home with intention, preserving its original mid-century character while making thoughtful upgrades, right down to locally sourced Minnesota limestone. Set within North Oaks' private roads, this is a rare home and a way of life.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1952
LevelsOne
Living area2,548 sqft
Above-grade finished1,856 sqft
Below-grade finished692 sqft
Lot size0.92 acres (Irregular)
Days on market4
ListedAug 22, 2026
MLS #NST7129842
CountyRamsey
SubdivisionNorth Oaks
Parcel #173022320005

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 half
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Dryer, Refrigerator, Tankless Water Heater, Washer

Property

Levels / stories
One
Garage
2 spaces · 656 sqft
Parking features
Attached Garage, Garage Door Opener, Tuckunder Garage
Patio & porch
Deck, Patio, Wrap Around
Exterior features
Stone, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,856 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built
1952

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Oil
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
North Oaks
HOA
$2,110/annual
HOA name
RowCal
HOA phone
6512331307
HOA includes
Beach Access, Professional Mgmt, Recreation Facility, Shared Amenities
HOA amenities
Beach, Tennis Courts

Financial & listing details

Annual tax
$5,826 (2026)
Listed
Aug 22, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths0
Half baths2
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished
HeatingForced Air
CoolingNone
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Refrigerator, Tankless Water Heater, Washer
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Panoramic View, Tile Floors, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorStone, Wood
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area1,856 sqft
Patio/porchDeck, Patio, Wrap Around
Lot featuresTree Coverage - Medium
Road frontagePrivate Road
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelOil

Parking & garage

ParkingAttached Garage, Garage Door Opener, Tuckunder Garage
Garage spaces2
Garage size656 sqft

Financial details

Annual taxes$5,826
Tax year2026
Taxes w/ assessments5826
Assessment pendingUnknown
HOA fee$2,110
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District621 - Mounds View
District number621
District phone6516216001
High schoolMounds View
SODL flat fee brokerage
$19,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,787/mo
Principal & interest$3,942
Property taxes$486
Home insurance (est.)$250
HOA fees$2,110
%
$150,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12 W Shore Road, North Oaks, MN, 55127

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Listing information

MLS #NST7129842
StatusClosed
Last updatedOct 7, 2026, 1:52 PM
Originally listedAug 24, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.