
Sold price · Closed Aug 14, 2026
Whispering Oaks
About this home
Year-Round Crystal-Clear Living on Sandy Lake! Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle. Main Level: Views & Modern Comfort The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets. The Lower Level: Flexibility & Growth The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best! The "X-Factor" Bonus Space Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing. Outdoor Paradise: Entertaining Deck: Oversized and ready for summer BBQs. Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform. Private Dock: Ready for your boat! Updates & Features: 2 BR / 2 BA (with easy 3rd & 4th BR potential) Large Kitchen with Granite & Stainless Steel Walkout Rambler Design Multiple sun rooms& porches with lake views Detached Garage with 800 Sq Ft Finished Loft Spring-Fed, Clear Water Clarity South facing the lake for sunrise and sunset views Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air, Space Heater, Wood Stove
- Cooling
- Window Unit(s)
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
Property
- Levels / stories
- One
- Garage
- 2 spaces · 26.31 · 806 sqft
- Parking features
- Detached Garage, Gravel, Electric, Garage Door Opener
- Patio & porch
- Deck, Patio, Porch
- Exterior features
- Vinyl
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 895 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1970
Utilities
- Water
- Drilled, Well
- Sewer
- Tank with Drainage Field
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Whispering Oaks
- HOA
- $30/annual
- HOA name
- My Sandy Lake Association
- HOA phone
- 6122038447
- HOA includes
- Other
- School district
- 477 - Princeton
Financial & listing details
- Annual tax
- $2,486 (2025)
- Listed
- Apr 21, 2026
- Days on market
- 89
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
28615 99 1/2 Street, Zimmerman, MN, 55398
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
