
Whispering Oaks
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About this home
Exceptional year-round retreat on Sandy Lake featuring classic cabin charm, rich knotty pine, beautiful woodwork, and sunlit interiors with expansive water views. The main living area is anchored by a striking wood-burning stone fireplace and complemented by a spacious primary bedroom with walk-in closet, two bunk rooms, and a galley kitchen with maple cabinetry. Set on one of the lake’s premier lots, this nearly one-acre property offers 121 feet of pristine shoreline, a gentle slope to the water, stunning sunset views, and a peaceful sense of privacy. Sandy Lake is known for its exceptionally clean water and excellent swimming, making it the perfect setting for relaxing summer days at the lake. It is conveniently located less than an hour from almost anywhere in the Metro area. Mature shade trees and southern exposure provide cool summer breezes and added warmth in spring and fall, extending the lake season. Expanded to twice its original size, the home has been updated with modern electrical and heating systems while preserving its timeless character. Low-set windows fill the living areas with natural light and showcase tranquil lake views. An additional rear lot offers space for a detached garage, pole barn, guest quarters, or expanded recreation, adding rare flexibility and future potential.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Bath breakdown
- 1 3/4
- Heating
- Forced Air
- Cooling
- None
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
Property
- Levels / stories
- One
- Parking features
- Gravel
- Patio & porch
- Patio
- Exterior features
- Stone, Wood
- Other structures
- Storage Shed
- View
- Lake
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,240 sqft
- Roof
- Age 8 Years or Less
- Year built
- 1910
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Whispering Oaks
- HOA
- No HOA
- School district
- 477 - Princeton
- High school district
- Princeton
Financial & listing details
- Annual tax
- $2,344 (2026)
- Listed
- May 5, 2026
- Days on market
- 69 · 22 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
28636 99th Street, Zimmerman, MN, 55398
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
