Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,522 (2026).

What school district is this property in?

This property is in the 544 - Fergus Falls school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 50 days.

Listed at

$649,900

$374/sqft

2814 Pebble Lake Road

2814 Pebble Lake Road, Fergus Falls, MN, 56537

2 Bedrooms2 Bathrooms1,736 Square Feet33.65 Acres

Days on market50

Year built1986

Garage spaces2

TypeResidential

Est. $16,497buyer credit when you buy with SODL

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About this home

Take a look at this 2 Bedroom,2 bath 1512 Sq foot home only minutes from town with 33.65 Acres. Some of this homes many features include: Beautiful views of the unnamed lake with an abundant amount of wildlife to watch from your 3-season porch, large master bedroom with master bath, large formal dining room, attached 2 stall garage, 30X54 Morton Building, New furnace & Central AC 2024. This property has endless possibilities with the acreage, location and the unfinish basement you could finish to create more livable space.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne

Living area1,736 sqft

Above-grade finished1,736 sqft

Below-grade finished0 sqft

Lot size33.65 acres (33.65 Acres)

Days on market50

ListedAug 10, 2026

MLS #NST7124659

CountyOtter Tail

Parcel #06000110072000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 28X28 · 784 sqft
Parking features: Attached Garage
Patio & porch: Porch
Exterior features: Cedar
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,512 sqft
Roof: Asphalt
Year built: 1986

Utilities

Water: Well
Sewer: Septic System Compliant - No
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 544 - Fergus Falls
High school district: Fergus Falls

Financial & listing details

Annual tax: $2,522 (2026)
Listed: Aug 10, 2026
Days on market: 50
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningEat In Kitchen, Separate/Formal Dining Room

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCedar

RoofAsphalt

FoundationBlock

Foundation area1,512 sqft

Patio/porchPorch

Lot featuresAccessible Shoreline, Tillable

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture,Residential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - No

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size784 sqft

Financial details

Annual taxes$2,522

Tax year2026

Taxes w/ assessments2522

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District544 - Fergus Falls

District number544

District phone2189980544

High schoolFergus Falls

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,842/mo

Principal & interest$3,416

Property taxes$210

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.