Listed at
$459,500
$304/sqft

27588 226th Street

27588 226th Street, Underwood, MN, 56586
3  Bedrooms2  Bathrooms1,512  Square Feet5.03  Acres
Days on market58
Year built2006
Garage spaces2
TypeResidential
Est. $10,785buyer credit when you buy with SODL
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About this home

Nestled on a stunning 5-acre parcel, this exceptional property boasts over 600 feet of shoreline on Bass Lake, offering a rare combination of privacy, space, and breathtaking natural beauty. With its coveted southern exposure, you’ll enjoy sun-filled days and picturesque lake views from the comfort of the screened deck—perfect for relaxing or entertaining. The home features 3 bedrooms and 2 full bathrooms, including a private primary suite with its own bath. Thoughtful conveniences like main floor laundry make everyday living easy. The open-concept main living area is highlighted by a vaulted ceiling, cozy fireplace, and expansive windows that frame the incredible lake views and bring the outdoors in. The walk-out lower level provides a blank canvas for future expansion—whether you envision additional living space, a recreation area, or guest accommodations, the possibilities are endless. Additional features include new septic system in 2025, dock, dual fuel heating for efficiency and comfort, as well as an oversized double garage with electricity, offering ample space for vehicles, storage, or hobbies. Whether you’re looking for a peaceful year-round residence or a getaway retreat, this property offers unmatched potential to make it truly your own. A rare opportunity to own a slice of lakeside paradise—come experience the possibilities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsOne
Living area1,512 sqft
Above-grade finished1,512 sqft
Below-grade finished0 sqft
Lot size5.03 acres (Irregular - See aerial map)
Days on market58
ListedApr 7, 2026
MLS #NST7046093
CountyOtter Tail
Parcel #03000360277902

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Dual Fuel/Off Peak, Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 24X30 · 720 sqft
Parking features
Detached Garage
Patio & porch
Covered, Deck, Patio, Screened
Exterior features
Block, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,512 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
2006

Utilities

Water
Well
Sewer
Mound Septic, Private Sewer
Fuel
Electric, Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
550 - Underwood
High school district
Underwood

Financial & listing details

Annual tax
$2,876.94 (2026)
Tax with assessments
3072
Listed
Apr 7, 2026
Days on market
58 · 203 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Unfinished, Walkout
HeatingDual Fuel/Off Peak, Forced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorBlock, Vinyl
RoofAge Over 8 Years, Asphalt, Pitched
FoundationBlock
Foundation area1,512 sqft
Patio/porchCovered, Deck, Patio, Screened
Lot featuresTree Coverage - Medium
Road frontageTownship
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerMound Septic, Private Sewer
FuelElectric, Propane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size720 sqft

Financial details

Annual taxes$2,876.94
Tax year2026
Taxes w/ assessments3072
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District550 - Underwood
District number550
District phone2188266101
High schoolUnderwood
SODL flat fee brokerage
$10,785Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,785

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,808/mo
Principal & interest$2,415
Property taxes$240
Home insurance (est.)$153
%
$91,900
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

27588 226th Street, Underwood, MN, 56586

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Listing information

MLS #NST7046093
StatusClosed
Last updatedJun 12, 2026, 1:41 PM
Originally listedApr 7, 2026, 9:07 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.