Listed at
$325,000
$326/sqft

28640 226th Street

28640 226th Street, Underwood, MN, 56586
2  Bedrooms1  Bathroom998  Square Feet3.07  Acres
Days on market14
Year built2000
Garage spaces2
TypeResidential
Est. $6,750buyer credit when you buy with SODL
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About this home

Lake life starts here on Bass Lake near Underwood. Built in 2000, this 2+ bedroom year round home with nearly 900 feet of lake frontage offers peaceful space to enjoy the quiet of the outdoors. Inside, you'll find open living spaces filled with beautiful lake views, a cozy wood stove, forced air heat, central air conditioning, and a relaxing 3 season porch made for taking in the scenery. An adorable bunkhouse with its own kitchenette gives guests their own private retreat, while the impressive 24 x 45 garage provides exceptional space for vehicles, lake toys, and hobbies. Nestled into the hillside with an easy walk to the water, this one of a kind Bass Lake property is a must see to experience first hand what it has to offer. A beautiful place to not only live in, but gather and get away from the business of life. It's everything you've dreamed of and more. You are invited to come see for yourself.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsOne
Living area998 sqft
Above-grade finished998 sqft
Below-grade finished0 sqft
Lot size3.07 acres (Irregular)
Days on market14
ListedSep 14, 2026
MLS #NST7143839
CountyOtter Tail
Parcel #57000310189002

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories
One
Garage
2 spaces · 1,080 sqft
Parking features
Detached Garage, Gravel, Garage Door Opener
Patio & porch
Porch
Exterior features
Wood
Other structures
Garage(s), Guest House, Other, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 998 sqft
Roof
Architectural Shingle
Year built
2000

Utilities

Water
Well
Sewer
Tank with Drainage Field
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
550 - Underwood
High school district
Underwood

Financial & listing details

Annual tax
$2,146 (2026)
Listed
Sep 14, 2026
Days on market
14
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesDryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesPorch
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorWood
RoofArchitectural Shingle
FoundationSlab
Foundation area998 sqft
Patio/porchPorch
Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Heavy
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerTank with Drainage Field
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener
Garage spaces2
Garage size1,080 sqft

Financial details

Annual taxes$2,146
Tax year2026
Taxes w/ assessments2146
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District550 - Underwood
District number550
District phone2188266101
High schoolUnderwood
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,995/mo
Principal & interest$1,708
Property taxes$179
Home insurance (est.)$108
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

28640 226th Street, Underwood, MN, 56586

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Listing information

MLS #NST7143839
StatusActive
Last updatedSep 23, 2026, 9:56 PM
Originally listedSep 14, 2026, 4:03 PM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.