Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,232 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 42 days.

Listed at

$499,000

$296/sqft

25289 Swan Lane

25289 Swan Lane, Winona, MN, 55987

3 Bedrooms2 Bathrooms1,688 Square Feet0.8 Acres

Days on market42

Year built1938

Garage spaces1

TypeResidential

Est. $11,970buyer credit when you buy with SODL

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About this home

Stunning Mississippi River views from both levels with scenic bluff backdrop. Rare boathouse included (no longer permitted to be built). Classic cabin charm set up for year round living. Concrete steps to the water for easy river access. Enjoy abundant wildlife with two visible eagle nests. Home features 3 bedrooms, 2 baths, and two wood burning fireplaces. Property has never flooded. Conveniently located between Winona and La Crosse. Estate sale—property offered AS IS.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1938

LevelsOne

Living area1,688 sqft

Above-grade finished1,296 sqft

Below-grade finished392 sqft

Lot size0.8 acres (L11+W11+L21+W21)

Days on market42

ListedAug 12, 2026

MLS #NST7126658

CountyWinona

Parcel #110003610

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Cooktop, Dryer, Other, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 22x18 · 396 sqft
Parking features: Detached Garage
Patio & porch: Enclosed, Porch
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Poured Concrete · 1,296 sqft
Year built: 1938

Utilities

Water: Private
Sewer: Septic System Compliant - Yes
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $3,232 (2026)
Listed: Aug 12, 2026
Days on market: 42 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Full

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLower Level, Laundry Room

AppliancesCooktop, Dryer, Other, Range, Refrigerator, Water Softener Owned

DiningSeparate/Formal Dining Room

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorWood

FoundationPoured Concrete

Foundation area1,296 sqft

Patio/porchEnclosed, Porch

Lot featuresAccessible Shoreline

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Water sourcePrivate

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size396 sqft

Financial details

Annual taxes$3,232

Tax year2026

Taxes w/ assessments3232

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$11,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,058/mo

Principal & interest$2,622

Property taxes$269

Home insurance (est.)$166

Down payment

$99,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.