Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,426 (2026).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 61 days.

Listed at

$825,000

$541/sqft

Birch Point

2426 Birch Point Road, Tower, MN, 55790

2 Bedrooms2 Bathrooms1,525 Square Feet0.805 Acres

Days on market61

Year built1970

Garage spaces2

TypeResidential

Est. $21,750buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Year-round lake home on Lake Vermilion’s coveted Birch Point featuring a 2BR/2BA one level main home PLUS a charming sleeping bunkhouse steps from the water’s edge — the perfect setup for privacy between owners and guests. South-facing level lot with 150ft of lakeshore and stunning Big Bay views. Loaded with updates: metal roof, Smart Board siding, maintenance free windows, off-peak electric storage heaters, 2 high-efficiency heat pumps, fireplace, drilled well, paved driveway, and wraparound Trex composite deck. KitchenAid stainless appliances and granite countertops in kitchen. Main-level laundry, private primary suite, 2 garages (one fully insulated), 2 docks. Turnkey and move-in ready.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsOne

Living area1,525 sqft

Above-grade finished1,525 sqft

Below-grade finished0 sqft

Lot size0.805 acres (250x150)

Days on market61

ListedMay 23, 2026

MLS #NST7080020

CountySt. Louis

SubdivisionBirch Point

Parcel #387007001630

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Dual Fuel/Off Peak, Fireplace(s), Heat Pump, Radiant
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces · 24x32 · 768 sqft
Parking features: Detached Garage
Exterior features: Engineered Wood
Other structures: Bunk House
View: Panoramic

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,525 sqft
Roof: Metal
Year built: 1970

Utilities

Water: Drilled, Private, Well
Sewer: Tank with Drainage Field
Fuel: Electric, Propane

Community & HOA

Subdivision: Birch Point
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $4,426 (2026)
Listed: May 23, 2026
Days on market: 61 · 76 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementCrawl Space

HeatingDual Fuel/Off Peak, Fireplace(s), Heat Pump, Radiant

CoolingDuctless Mini-Split

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Panoramic View

AccessibilityNo Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

RoofMetal

FoundationBlock

Foundation area1,525 sqft

Lot featuresAccessible Shoreline

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerTank with Drainage Field

FuelElectric, Propane

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size768 sqft

Financial details

Annual taxes$4,426

Tax year2026

Taxes w/ assessments4426

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$21,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $21,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,980/mo

Principal & interest$4,336

Property taxes$369

Home insurance (est.)$275

Down payment

$165,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.