Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,402 (2025).

What school district is this property in?

This property is in the 858 - St. Charles school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 12 days.

No photos available

Sold / Closed

$218,000

Sold price · Closed Oct 30, 2025

$140/sqft

Birges 1st Add

230 E 13th St, Saint Charles, MN, 55972

3 Bedrooms2 Bathrooms1,575 Square Feet0.138 Acres

Days on market12

Year built1925

Garage spaces1

TypeResidential

Est. $3,597buyer credit when you buy with SODL

About this home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home, ideally located near the grocery store and all the charming amenities of downtown St. Charles. With thoughtful updates throughout, this home combines modern comfort with convenience. Step inside to find brand-new flooring, new windows, and a stylish updated kitchen that's perfect for both everyday living and entertaining. The spacious main floor also features a laundry room, adding ease to your daily routine. Outside you'll appreciate the low maintenance metal roof and curb appeal that's as inviting as the inside. With it's prime location, fresh renovations, and move-in ready condition, this home is the perfect opportunity to enjoy small-town living with modern touches.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1925

LevelsTwo

Living area1,575 sqft

Above-grade finished1,575 sqft

Below-grade finished0 sqft

Lot size0.138 acres (irregular)

Days on market12

ListedSep 10, 2025

MLS #NST6786028

CountyWinona

SubdivisionBirges 1st Add

Parcel #290100380

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 1 space · 192 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Front Porch
Exterior features: Vinyl
Lot size: 0.138 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 744 sqft
Roof: Age Over 8 Years, Metal
Year built: 1925

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Birges 1st Add
HOA: No HOA
School district: 858 - St. Charles
High school district: St. Charles

Financial & listing details

Annual tax: $1,402 (2025)
Listed: Sep 10, 2025
Days on market: 12
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementPartial

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Washer

AmenitiesPorch

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Metal

FoundationStone

Foundation area744 sqft

Patio/porchFront Porch

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces1

Garage size192 sqft

Financial details

Annual taxes$1,402

Tax year2025

Taxes w/ assessments1402

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District858 - St. Charles

District number858

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$3,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,346/mo

Principal & interest$1,156

Property taxes$117

Home insurance (est.)$73

Down payment

$43,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.