Sold / Closed
$1,512,500

Sold price · Closed Sep 17, 2026

$410/sqft

23 Phoebe Lane

23 Phoebe Lane, North Oaks, MN, 55127
3  Bedrooms3  Bathrooms3,887  Square Feet0.29  Acres
Days on market95
Year built2015
Garage spaces5
HOA / month$2,110
TypeResidential
Est. $44,850buyer credit when you buy with SODL

About this home

Immaculate architecturally designed home in the sought-after Villas of Wilkinson Lake, offering breathtaking sunset views, exceptional privacy, and luxury finishes throughout. This move-in-ready home features convenient main-level living, abundant natural light, beautiful hardwood floors, a stunning three-sided gas fireplace, private office with built-ins, spacious laundry room, and a gourmet kitchen with center island and dual pantries. The luxurious owner’s suite includes heated floors, a soaking tub, and oversized shower. The walkout lower level offers a large family room with gas fireplace, exercise room, craft room, library/game room, two additional bedrooms, plus unfinished space with potential for a fourth bedroom. Enjoy the maintenance-free deck and paver patio overlooking Wilkinson Lake, along with participation in the transferable Clean Choice solar farm program. Incredible heated garage space accommodates up to six vehicles, including a full-size RV garage. Enjoy all of North Oaks’ amenities plus access to the Waverly Gardens pool and fitness center. Dual HOA applies.

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Home facts

Property typeResidential
Property subtype(TH) Detached
Year built2015
LevelsOne
Living area3,887 sqft
Above-grade finished2,145 sqft
Below-grade finished1,742 sqft
Lot size0.29 acres (Irregular)
Days on market95
ListedMay 14, 2026
MLS #NST7072591
CountyRamsey
Parcel #043022220006

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 1,882 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Storage
Patio & porch
Deck, Patio, Porch
Exterior features
Cement Board
Pool
None

Construction

Property type
Residential
Property subtype
(TH) Detached
Foundation
Poured Concrete · 2,069 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2015

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
$2,110/annual
HOA name
ROWCAL
HOA phone
6512331307
HOA includes
Lawn Care, Other, Professional Mgmt, Sanitation, Shared Amenities, Snow Removal
HOA amenities
Beach, Dock, In-Ground Sprinkler System, Tennis Courts
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$17,544 (2025)
Listed
May 14, 2026
Days on market
95
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Sump Pump, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room, Main Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Panoramic View, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area2,069 sqft
Patio/porchDeck, Patio, Porch
Road frontageCul De Sac, Curbs, Paved Streets, Private Road
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking, Storage
Garage spaces5
Garage size1,882 sqft

Financial details

Annual taxes$17,544
Tax year2025
Taxes w/ assessments17544
Assessment pendingUnknown
HOA fee$2,110
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$44,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $44,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$12,486/mo
Principal & interest$8,382
Property taxes$1,462
Home insurance (est.)$532
HOA fees$2,110
%
$319,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23 Phoebe Lane, North Oaks, MN, 55127

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Listing information

MLS #NST7072591
StatusClosed
Last updatedSep 17, 2026, 5:50 PM
Originally listedMay 14, 2026, 5:02 PM
Listing officeLakes Sotheby's International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.