Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,377 (2026).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 102 days.

Listed at

$500,000

$264/sqft

Cottage Grove

22702 E Martin Lake Drive, Stacy, MN, 55079

2 Bedrooms3 Bathrooms1,896 Square Feet0.16 Acres

Days on market102

Year built1950

Garage spaces2

TypeResidential

Est. $12,000buyer credit when you buy with SODL

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About this home

FREE PONTOON ($50K Value) and NEW DOCK ($20K Value) - Only with this home! FIRST TIME EVER ON THE MARKET. This home has been lovingly cared for in the same family for multiple generations. Opportunity is here for you to take advantage of. Did we mention the FREE pontoon? Year round living as a primary home or wonderful as a seasonal cabin property, so close to the Twin Cities. Located on Martin Lake, with quiet boating, good fishing, sandy bottom and wonderful neighbors. 2 BR + Loft, 3 BA, full kitchen and bonus wet bar (that could be a second kitchen), 2 sided FP. Beautiful lake views out every west facing windows. Many updates throughout including: new tankless water heater, new water softener, new upgraded LVT throughout main level, renovated lower level bathroom, new kitchen and laundry SS appliances. Compliant septic system, FREE PONTOON included with acceptable offer. Relax on your spacious decks and patios out front and back, catching the sensational sunsets. FREE pontoon, dock included, and other equipment to make lake living your new lifestyle!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne and One Half

Living area1,896 sqft

Above-grade finished1,173 sqft

Below-grade finished723 sqft

Lot size0.16 acres (50x135)

Days on market102

ListedJun 15, 2026

MLS #NST7093381

CountyAnoka

SubdivisionCottage Grove

Parcel #043322110016

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 2 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 26x22 · 572 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Deck, Patio
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,059 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1950

Utilities

Water: Well
Sewer: Holding Tank, Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cottage Grove
HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $3,377 (2026)
Listed: Jun 15, 2026
Days on market: 102
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths2

Half baths1

1/4 baths0

BasementBlock, Finished, Walkout

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesDishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Ethernet Wired, French Doors, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Satellite Dish, Security Lights, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar

AccessibilityNone

Special featuresDivided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,059 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Heavy

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank, Private Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$3,377

Tax year2026

Taxes w/ assessments3377

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$12,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,076/mo

Principal & interest$2,628

Property taxes$281

Home insurance (est.)$167

Down payment

$100,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.