Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,915.54 (2026).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$569,900

$245/sqft

Cottage Grove

22688 E Martin Lake Drive, Stacy, MN, 55079

4 Bedrooms2 Bathrooms2,323 Square Feet0.32 Acres

Days on market48

Year built1950

Garage spaces2

TypeResidential

Est. $14,097buyer credit when you buy with SODL

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About this home

Lake life starts now on beautiful Martin Lake! Get ahead of the summer rush and enjoy the entire season on the water from day one. Situated on a .32-acre lot with 100 feet of shoreline, this property offers the perfect blend of privacy, tranquility, and full recreational fun! This well-maintained 4-bedroom, 2-bath one-story home features numerous updates throughout, including a beautifully remodeled kitchen (2024), newer roof and mechanicals, newer deck and boathouse deck (2019/2020), newer aluminum dock (2020), and a brand-new well (2025). Complete list of updates in the supplements. The spacious layout offers comfortable main-level living with room for family and guests. The lower level walk-out features an entertainment/flex space with a convenient kitchenette, 3 more bedrooms, a beautifully tiled full bathroom, and in-floor heating throughout. Outdoor living is where this property truly shines! Relax on the large maintenance-free deck overlooking the lake, gather around the firepit on the new boathouse maintenance-free decking for sunset views, or head down to the water where a newer aluminum dock (2020) — included with the property — is ready for your boat and summer fun. Martin Lake is known for its peaceful atmosphere and fantastic pan fishing — ideal for those seeking a quieter escape without sacrificing boating, swimming, and year-round enjoyment. Whether you're looking for a year-round home or the perfect cabin retreat, this move-in-ready lake property lets you start making memories immediately. Professional photos will be uploaded on 3/19.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area2,323 sqft

Above-grade finished1,254 sqft

Below-grade finished1,069 sqft

Lot size0.32 acres (104x142x147x100)

Days on market48

ListedMar 16, 2026

MLS #NST6825466

CountyAnoka

SubdivisionCottage Grove

Parcel #043322110019

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Boiler, Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Chandelier, Cooktop, Dishwasher, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 23.8x21.4 · 504 sqft
Parking features: Attached Garage, Concrete, Electric, Garage Door Opener
Patio & porch: Composite Decking, Deck
Exterior features: Stone
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,254 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1950

Utilities

Water: Private, Well
Sewer: Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cottage Grove
HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $4,915.54 (2026)
Tax with assessments: 4939.56
Listed: Mar 16, 2026
Days on market: 48 · 17 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingBoiler, Forced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup

AppliancesChandelier, Cooktop, Dishwasher, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesDeck, Dock, French Doors, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorStone

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,254 sqft

Patio/porchComposite Decking, Deck

Lot featuresTree Coverage - Medium

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener

Garage spaces2

Garage size504 sqft

Financial details

Annual taxes$4,915.54

Tax year2026

Taxes w/ assessments4939.56

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$14,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,595/mo

Principal & interest$2,995

Property taxes$410

Home insurance (est.)$190

Down payment

$113,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.