Listed at
$338,500
$183/sqft

City Lts Of Watertown

217 Carter Street, Watertown, MN, 55388
3  Bedrooms2  Bathrooms1,854  Square Feet0.7  Acres
Days on market250
Year built1977
Garage spaces3
TypeResidential
Est. $7,155buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Affordable and nicely updated, this 3-bedroom, 2-bath home features a kitchen with custom cabinetry and a brand-new 12x12 deck that extends your living space outdoors. The walk-out lower level boasts newer flooring, knock-down ceilings & a refreshed bathroom.  6-panel doors, newer water heater & water softener. Additional exterior updates completed in 2019 include garage doors, gutters, paint, and a new roof. Concrete drive & an attached, oversized 44x24 heated and finished 3-car garage—perfect for vehicles, hobbies, or extra storage.  All of this sits on a nearly ¾-acre, park-like lot within an easy walk to downtown.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1977
LevelsSplit Entry (Bi-Level)
Living area1,854 sqft
Above-grade finished1,002 sqft
Below-grade finished852 sqft
Lot size0.7 acres (156x197x155x197)
Days on market250
ListedJan 21, 2026
MLS #NST7008648
CountyCarver
SubdivisionCity Lts Of Watertown
Parcel #850503810

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 44x24 · 1,056 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck
Other structures
Other
Lot size
0.7 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
1,002 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1977

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
City Lts Of Watertown
HOA
No HOA
School district
Watertown-Mayer

Financial & listing details

Annual tax
$3,372 (2025)
Listed
Jan 21, 2026
Days on market
250 · 8 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Storage Space, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Electric Dryer Hookup, Laundry Room, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Paneled Doors, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area1,002 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,056 sqft

Financial details

Annual taxes$3,372
Tax year2025
Taxes w/ assessments3372
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number681
District phone9529550480
High schoolWatertown-Mayer
SODL flat fee brokerage
$7,155Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,155

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,173/mo
Principal & interest$1,779
Property taxes$281
Home insurance (est.)$113
%
$67,700
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

217 Carter Street, Watertown, MN, 55388

Comparable homes

Listing information

MLS #NST7008648
StatusPending
Last updatedJan 30, 2026, 2:38 PM
Originally listedJan 21, 2026, 7:31 AM
Listing officeVanderlinde Group | Edge Realty, Inc.
Co-listing officeVanderlinde Group | Edge Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.