Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,486 (2025).

What school district is this property in?

This property is in the 741 - Paynesville school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 43 days.

Listed at

$184,900

$140/sqft

Gilberts New Add

209 E James Street, Paynesville, MN, 56362

2 Bedrooms1 Bathroom1,324 Square Feet0.29 Acres

Days on market43

Year built1892

Garage spaces4

TypeResidential

Est. $2,547buyer credit when you buy with SODL

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About this home

Nicely updated 2-bedroom 1 bathroom home on large lot with 26x36 insulated garage and additional 18x20 storage building. Some of the home updates include New siding 2024, most New windows 2024, New AC/Furnace, water heater and water softener 2024, New carpet 2026 and Shingles are 9 years old. This home has a lot to offer and the large maintenance items are already done. Come check out this great home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1892

LevelsOne and One Half

Living area1,324 sqft

Above-grade finished1,324 sqft

Below-grade finished0 sqft

Lot size0.29 acres (71x175)

Days on market43

ListedApr 15, 2026

MLS #NST7055594

CountyStearns

SubdivisionGilberts New Add

Parcel #70388410000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 4 spaces · 26x36.5 ----18x20 · 949 sqft
Parking features: Detached Garage, Insulated Garage, Multiple Garages
Exterior features: Vinyl
Other structures: Garage(s)
Lot size: 0.29 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Combination · 972 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1892

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Gilberts New Add
HOA: No HOA
School district: 741 - Paynesville
High school district: Paynesville

Financial & listing details

Annual tax: $1,486 (2025)
Listed: Apr 15, 2026
Days on market: 43 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room, Living/Dining Room

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationCombination

Foundation area972 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Insulated Garage, Multiple Garages

Garage spaces4

Garage size949 sqft

Financial details

Annual taxes$1,486

Tax year2025

Taxes w/ assessments1486

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District741 - Paynesville

District number741

District phone3202433410

High schoolPaynesville

SODL flat fee brokerage

$2,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,157/mo

Principal & interest$972

Property taxes$124

Home insurance (est.)$62

Down payment

$36,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.