Pending
$175,000
$162/sqft

Gilberts 4th Add

318 South Street, Paynesville, MN, 56362
2  Bedrooms2  Bathrooms1,081  Square Feet0.3  Acres
Days on market32
Year built1949
Garage spaces2
TypeResidential
Est. $2,250buyer credit when you buy with SODL

About this home

Welcome home to this charming 2-Bedroom, 2-Bath Home on a nice sized lot, offering comfort and possibilities. Enjoy the ease of main-level living with laundry conveniently located on the main floor. The lower level offers excellent potential to grow and build equity—all that's needed is an egress window in basement to create a third bedroom and expand your living space. Relax and unwind in the spacious 3-season porch overlooking the fenced backyard, perfect for entertaining, or simply enjoying quiet evenings. You’ll love the abundance of storage with an attached garage, an additional 24.5x14.5 detached garage featuring attic storage and lean, and a convenient 12x8.5 garden shed. All outbuildings have electric service connected. A wonderful opportunity with space to grow, inside and out—don’t miss it!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1949
LevelsOne
Living area1,081 sqft
Above-grade finished955 sqft
Below-grade finished126 sqft
Lot size0.3 acres (100x132)
Days on market32
ListedFeb 2, 2026
MLS #NST7013231
CountyStearns
SubdivisionGilberts 4th Add
Parcel #70389620000

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 3/4
Heating
Baseboard, Ductless Mini-Split, Hot Water
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 20.5X15 · 308 sqft
Parking features
Attached Garage, Detached Garage, Asphalt
Patio & porch
Enclosed, Rear Porch
Fencing
Chain Link
Other structures
Garage(s), Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
955 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1949

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Gilberts 4th Add
HOA
No HOA
School district
Paynesville

Financial & listing details

Annual tax
$1,170 (2025)
Listed
Feb 2, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementPartial, Concrete, Partially Finished
HeatingBaseboard, Ductless Mini-Split, Hot Water
CoolingDuctless Mini-Split
LaundryMain Level
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area955 sqft
Patio/porchEnclosed, Rear Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt
Garage spaces2
Garage size308 sqft

Financial details

Annual taxes$1,170
Tax year2025
Taxes w/ assessments1170
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2248
District phone3202433410
High schoolPaynesville
SODL flat fee brokerage
$2,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,076/mo
Principal & interest$920
Property taxes$98
Home insurance (est.)$58
%
$35,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

318 South Street, Paynesville, MN, 56362

Listing information

MLS #NST7013231
StatusPending
Last updatedMar 10, 2026, 1:28 AM
Originally listedFeb 5, 2026, 12:00 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.