Listed at
$395,000
$219/sqft

Shady Oaks Shores

20675 Becker Lake Circle, Richmond, MN, 56368
3  Bedrooms2  Bathrooms1,806  Square Feet0.93  Acres
Days on market37
Year built1985
Garage spaces4
TypeResidential
Est. $8,850buyer credit when you buy with SODL
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About this home

Experience year-round lake living on Becker Lake, part of the Sauk River Chain of Lakes with access to 15 connected lakes for boating, fishing, cruising, and endless recreation. This well-maintained home offers the perfect blend of lakeside living and exceptional storage with an attached two-stall tuck-under garage plus an attached 26' x 22' garage featuring double doors on the lakeside and a spacious bonus room above—perfect for a hobby room, office, or guest space. The bright main level features updated luxury vinyl plank flooring, an open kitchen with a center island, walk-in pantry, and abundant natural light, all flowing into the dining area and vaulted living room with a beautiful knotty pine tongue-and-groove ceiling. Patio doors from both the living room and primary bedroom lead to the wrap-around deck overlooking the backyard. The main level also includes an updated full bath, a second bedroom overlooking the lake, and a third bedroom or office with a closet and barn door. The walkout lower level offers a cozy family room, updated three-quarter bath, and an oversized utility/storage room. Outside, enjoy a huge patio with a firepit, a spacious backyard leading to the lake, included dock, side-by-side trail to the water, a second lakeside firepit, storage shed with lean-to, and a fish-cleaning shed. Additional features include steel and vinyl siding with rock accents, steel roof, maintenance-free soffit, fascia, and gutters, six-panel doors, forced-air heat, central air, a wood stove for supplemental heat, and a window air conditioner in the bonus room above the additional garage. Whether you're looking for a year-round home or the perfect lake getaway, this property offers the space, storage, and waterfront lifestyle you've been searching for.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1985
LevelsOne
Living area1,806 sqft
Above-grade finished1,438 sqft
Below-grade finished368 sqft
Lot size0.93 acres (74x258x227x396)
Days on market37
ListedAug 7, 2026
MLS #NST7121620
CountyStearns
SubdivisionShady Oaks Shores
Parcel #23145990000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Wood Stove
Cooling
Central Air, Window Unit(s)
Appliances
Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 49x22 · 970 sqft
Parking features
Attached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tuckunder Garage
Patio & porch
Deck, Patio, Wrap Around
Exterior features
Stone, Steel Siding, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 954 sqft
Roof
Metal
Year built
1985

Utilities

Water
Drilled, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Propane, Wood

Community & HOA

Subdivision
Shady Oaks Shores
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,344 (2026)
Listed
Aug 7, 2026
Days on market
37 · 14 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Storage Space, Walkout
HeatingForced Air, Wood Stove
CoolingCentral Air, Window Unit(s)
LaundryLower Level, Laundry Room
AppliancesDryer, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Steel Siding, Vinyl
RoofMetal
FoundationBlock
Foundation area954 sqft
Patio/porchDeck, Patio, Wrap Around
Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Heavy
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelPropane, Wood

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tuckunder Garage
Garage spaces4
Garage size970 sqft

Financial details

Annual taxes$3,344
Tax year2026
Taxes w/ assessments3344
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$8,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,486/mo
Principal & interest$2,076
Property taxes$279
Home insurance (est.)$132
%
$79,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20675 Becker Lake Circle, Richmond, MN, 56368

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Listing information

MLS #NST7121620
StatusClosed
Last updatedSep 14, 2026, 8:18 PM
Originally listedAug 7, 2026, 10:28 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.