Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,150 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 259 days.

Listed at

$449,900

$287/sqft

Deer Haven Estates

20643 217th Street, Richmond, MN, 56368

3 Bedrooms2 Bathrooms1,568 Square Feet3.51 Acres

Days on market259

Year built1999

Garage spaces4

TypeResidential

Est. $10,497buyer credit when you buy with SODL

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About this home

Welcome to this charming cabin-style retreat set on 3.5 acres, where privacy, nature and thoughtful updates come together to create a truly special place to call home. Tucked into a peaceful setting with mature trees and open space, this property offers the perfect blend of everyday comfort and weekend-getaway vibes. Inside, the home features a warm and inviting layout with vaulted ceilings, natural light and cozy living spaces. The main level primary suite was recently remodeled to create a private oasis, complete with a beautifully updated bathroom and walk-in closet - a rare and desirable feature in a cabin-inspired home. Recent mechanical updates add peace of mind, including a new roof (2023), furnace (2020), and washer and dryer (2022). Step outside and experience what truly sets this property apart. The land opens up to a private pond, ideal for fishing, canoeing, or kayaking, offering year-round enjoyment and a connection to nature that's hard to find. Whether you're sipping coffee on the deck, hosting gatherings, or simply enjoying the quiet surroundings, this property invites you to slow down and enjoy the lifestyle. A detached two-stall garage with bonus spaces provides flexibility for hobbies, storage, or creative use, while the circular drive adds convenience and curb appeal. If you've been searching for a home that feels like a retreat, but still offers modern updates and everyday functionality, this is one you won't want to miss!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1999

LevelsOne and One Half

Living area1,568 sqft

Above-grade finished1,023 sqft

Below-grade finished545 sqft

Lot size3.51 acres (980x249x673x381)

Days on market259

ListedJan 13, 2026

MLS #NST7002663

CountyStearns

SubdivisionDeer Haven Estates

Parcel #23141570108

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 4 spaces · 22'11x18'11 · 435 sqft
Parking features: Attached Garage, Detached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Heated Garage
Patio & porch: Deck, Front Porch, Rear Porch, Side Porch
Other structures: Storage Shed
Waterfront: Pond

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Log, Stone
Foundation: 794 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1999

Utilities

Water: Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: Deer Haven Estates
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $3,150 (2025)
Listed: Jan 13, 2026
Days on market: 259 · 70 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Concrete

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLower Level, Laundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesBalcony, Ceiling Fan(s), Deck, Main Floor Primary Bedroom, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle

Foundation area794 sqft

Patio/porchDeck, Front Porch, Rear Porch, Side Porch

Lot featuresTree Coverage - Medium

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Heated Garage

Garage spaces4

Garage size435 sqft

Financial details

Annual taxes$3,150

Tax year2025

Taxes w/ assessments3150

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$10,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,777/mo

Principal & interest$2,364

Property taxes$263

Home insurance (est.)$150

Down payment

$89,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.