20433 640th Lane
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About this home
Are you searching for a peaceful Up North retreat or a lake home to enjoy year-round? This charming, move-in ready property offers the best of both worlds! Nestled among mature trees on 1.5 wooded acres, you'll enjoy the perfect blend of privacy, nature, and lakeside living. The expansive, park-like setting features a level, grassy yard that extends all the way to 150ft of shoreline on Ball Bluff Lake which is known for being a deep clean lake great for recreation and fishing. All of this provides the ideal space for relaxing, entertaining, or enjoying the outdoors. Inside, this well-maintained one-story home offers the convenience of main-level living with 2 bedrooms, a full bathroom, and main-floor laundry. There is detached 2-car fully insulated/heated garage with a rough in for a bathroom plus storage shed which provides plenty of room for vehicles, tools, and recreational gear. Recent updates include a new roof in 2017, making this an excellent option for those looking to downsize or for first-time homebuyers entering the market. Towering evergreens create a beautiful natural backdrop, making this property feel much bigger than it’s recorded 1.5 acres.. it even has some trails going through it - your own Northwoods playground right in your backyard! Bonus: This home is being sold mostly furnished, plus there's a pontoon and boat trailer for sale, making it easy to start enjoying lake life from day one!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Bath breakdown
- 1 full
- Heating
- Baseboard, Radiant, Space Heater
- Cooling
- Window Unit(s)
- Appliances
- Electric Water Heater, Range, Refrigerator
Property
- Levels / stories
- One
- Garage
- 4 spaces · 26x38 · 988 sqft
- Parking features
- Detached Garage, Heated Garage, Insulated Garage
- Patio & porch
- Patio
- Exterior features
- Vinyl
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Concrete, Frame
- Foundation
- Slab · 720 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 2000
Utilities
- Water
- 4-Inch Submersible, Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Electric, Propane
Community & HOA
- HOA
- No HOA
- School district
- 4 - McGregor
- High school district
- McGregor
Financial & listing details
- Annual tax
- $952 (2026)
- Listed
- Jul 10, 2026
- Days on market
- 61 · 38 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20433 640th Lane, Jacobson, MN, 55752
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
