Listed at
$249,900
$437/sqft

20389 640th Lane

20389 640th Lane, Jacobson, MN, 55752
2  Bedrooms2  Bathrooms572  Square Feet1.15  Acres
Days on market132
Year built2016
Garage spaces4
TypeResidential
Est. $4,497buyer credit when you buy with SODL
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About this home

Come enjoy the cabin life on this beautiful 1+ acre lot on wonderful Ball Bluff Lake with a 2016 lakeside super loft 11x38 Park Model. Spacious floor plan with high ceilings and tons of window, nice sized kitchen, private master bedroom, nice sized loft for extra sleeping and a 3/4 bath. Cozy living room with an electric fireplace. Park Model has forced air heat and A/C and it also has a mini split to provide heat & A/C. A big bonus on this property is the 24x42 Sherman building completely finished inside with heat, electric and water and a window A/C for the summer. There's also a 3/4 bath, laundry room and kitchen area in this building with a future loft area and 12.5' ceilings. Property is close to snowmobile trails, atv trails, biking, hiking and Ball Bluff Lake is great for fishing Walleye, Northern Pike, Bass and all pan fishing. The lake also has a sand beach island for swimming and water sports. All Furniture can be included. Dock is also included. A must See!!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2016
LevelsOne
Living area572 sqft
Above-grade finished572 sqft
Below-grade finished0 sqft
Lot size1.15 acres (202x259x150x310)
Days on market132
ListedJun 13, 2025
MLS #NST6738884
CountyAitkin
Parcel #060007515

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air
Cooling
Central Air, Ductless Mini-Split, Wall Unit(s)
Appliances
Electric Water Heater

Property

Levels / stories
One
Garage
4 spaces · 24x42 · 1,008 sqft
Parking features
Detached Garage, Gravel, Heated Garage, Insulated Garage
Exterior features
Vinyl
View
Lake, Panoramic, South
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
None · 418 sqft
Year built
2016

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

HOA
No HOA
School district
4 - McGregor
High school district
McGregor

Financial & listing details

Annual tax
$734 (2025)
Listed
Jun 13, 2025
Days on market
132 · 99 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air, Ductless Mini-Split, Wall Unit(s)
Fireplaces1
LaundryWasher Hookup
AppliancesElectric Water Heater
AmenitiesCable, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorVinyl
FoundationNone
Foundation area418 sqft
Road frontageTownship
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Heated Garage, Insulated Garage
Garage spaces4
Garage size1,008 sqft

Financial details

Annual taxes$734
Tax year2025
Taxes w/ assessments734
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District4 - McGregor
District number4
District phone2187682111
High schoolMcGregor
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,458/mo
Principal & interest$1,313
Property taxes$61
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20389 640th Lane, Jacobson, MN, 55752

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Listing information

MLS #NST6738884
StatusClosed
Last updatedSep 18, 2026, 8:22 PM
Originally listedJun 19, 2025, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.