Listed at
$429,900
$119/sqft

River Oaks Villa

202 River Oaks Drive, Cold Spring, MN, 56320
2  Bedrooms3  Bathrooms3,616  Square Feet0.14  Acres
Days on market361
Year built2007
Garage spaces2
HOA / month$110
TypeResidential
Est. $9,897buyer credit when you buy with SODL
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About this home

Welcome to this breathtaking, immaculate walk-out rambler, where every detail has been intentionally designed and meticulously maintained, both inside and out. You’ll feel as though you’ve just stepped into a brand-new home, but with the added charm of thoughtful upgrades and a level of care that new builds simply can’t match. Nestled on an incredible lot, this home offers unobstructed panoramic views of the stunning golf course, creating a peaceful and private backdrop for daily life. The floor plan is both timeless and functional, with an open concept design that effortlessly combines elegance and comfort. As you enter, you’re immediately greeted by soaring oversized vaulted ceilings in the foyer, along with sweeping views of the lush golf course. Natural light floods the home, accentuating its spaciousness and creating an inviting, airy atmosphere. The main-floor owner’s suite is a true retreat, offering luxurious space and convenience with direct access to the expansive deck—perfect for relaxing while soaking in the panoramic vistas. This room is a sanctuary, thoughtfully designed with privacy and comfort in mind. The kitchen is a chef's dream, featuring two large granite-topped islands, providing ample space for meal prep, entertaining, or casual gatherings. The walk-in pantry is strategically positioned for easy access and organization, while the open design flows seamlessly into the main living areas. The space is tailor-made for hosting friends and family, with a wet bar and built-in beverage fridge, all designed to complement the home’s high-end finishes. The living area opens to the deck, where you can enjoy your morning coffee or evening cocktails while taking in the spectacular golf course views. Whether you're hosting a large gathering or enjoying quiet, peaceful moments at home, this property is the ultimate place to call your own. Don’t miss your chance to experience the perfection of this home. You’ll quickly see why this home is better than new.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2007
LevelsOne
Living area3,616 sqft
Above-grade finished1,808 sqft
Below-grade finished1,808 sqft
Lot size0.14 acres (110x55)
Days on market361
ListedOct 2, 2025
MLS #NST6790951
CountyStearns
SubdivisionRiver Oaks Villa
Parcel #48297030036

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electronic Air Filter, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 572 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Lot size
0.14 acres
Lot dimensions
110x55
Lot features
On Golf Course

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
1,808 sqft
Roof
Asphalt, Pitched
Year built
2007

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
River Oaks Villa
HOA
$110/month
HOA name
River Oaks Villa
HOA phone
3206853158
HOA includes
Lawn Care, Snow Removal
School district
Rocori

Financial & listing details

Annual tax
$5,744 (2025)
Listed
Oct 2, 2025
Days on market
361 · 139 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces2
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electronic Air Filter, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet, Walk-Up Attic
AccessibilityDoors 36"+, Hallways 42"+, Wheelchair Ramp(s)
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAsphalt, Pitched
Foundation area1,808 sqft
Lot featuresOn Golf Course
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size572 sqft

Financial details

Annual taxes$5,744
Tax year2025
Taxes w/ assessments5744
Assessment pendingNo
HOA fee$110
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2255
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,991/mo
Principal & interest$2,259
Property taxes$479
Home insurance (est.)$143
HOA fees$110
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

202 River Oaks Drive, Cold Spring, MN, 56320

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Listing information

MLS #NST6790951
StatusPending
Last updatedFeb 18, 2026, 5:33 PM
Originally listedOct 2, 2025, 10:40 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.