Listed at
$435,000
$162/sqft

River Oaks Villa

118 River Oaks Drive, Cold Spring, MN, 56320
2  Bedrooms3  Bathrooms2,682  Square Feet0.14  Acres
Days on market62
Year built1996
Garage spaces2
HOA / month$125
TypeResidential
Est. $10,050buyer credit when you buy with SODL
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About this home

Welcome to a beautifully updated Townhome overlooking River Oaks Golf Course! You will fall in love with the incredible updates this owner has completed. Custom kitchen remodel with beautiful cabinetry, thoughtfully designed, and a huge kitchen island with additional prep sink! Two new bathrooms on the main level, new flooring, new lighting, new fireplace, and a gorgeous sunroom that leads to the deck...both overlooking the 14th Fairway! You will love the spacious floorplan with built-in cabinetry throughout. Relax by one of two fireplaces, including the incredible oversized-stone fireplace in your main floor living room. Compare this to new construction or the smaller foot print of a patio home! All the living essentials are on the main level here! The walkout lower level has another bedroom and space for overnight guests, storage, and a huge office for the work-from-home lifestyle. This may just be the best value with Golf Course Living in the area! The association takes care of the lawn, snow, and landscaping, which is perfect for those with a snowbird lifestyle! Absolutely turn-key-ready! Professional photos coming soon.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsOne
Living area2,682 sqft
Above-grade finished1,461 sqft
Below-grade finished1,221 sqft
Lot size0.14 acres (54 x 120)
Days on market62
ListedJul 14, 2026
MLS #NST7108798
CountyStearns
SubdivisionRiver Oaks Villa
Parcel #48297030047

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
One
Garage
2 spaces · 22 x 26.5 · 583 sqft
Parking features
Attached Garage, Concrete, Finished Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Wood
Lot size
0.14 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,321 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
River Oaks Villa
HOA
$125/month
HOA name
River Oaks Villa
HOA phone
3206853158
HOA includes
Lawn Care, Snow Removal
HOA amenities
In-Ground Sprinkler System

Financial & listing details

Annual tax
$4,108 (2026)
Listed
Jul 14, 2026
Days on market
62 · 3 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningInformal Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, In-Ground Sprinkler, Sun Room, Walk-In Closet
AccessibilityGrab Bars In Bathroom
Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Wood
RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area1,321 sqft
Patio/porchDeck, Patio
Lot featuresOn Golf Course, Tree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage
Garage spaces2
Garage size583 sqft

Financial details

Annual taxes$4,108
Tax year2026
Taxes w/ assessments4108
Assessment pendingNo
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$10,050Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,050

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,898/mo
Principal & interest$2,286
Property taxes$342
Home insurance (est.)$145
HOA fees$125
%
$87,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

118 River Oaks Drive, Cold Spring, MN, 56320

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Listing information

MLS #NST7108798
StatusClosed
Last updatedSep 15, 2026, 3:56 PM
Originally listedJul 14, 2026, 10:11 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.