Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,596 (2025).

What school district is this property in?

This property is in the 2174 - Pine River-Backus school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 43 days.

Listed at

$399,900

$446/sqft

Ponto Lake Township

1947 12th Avenue, Backus, MN, 56435

2 Bedrooms1 Bathroom896 Square Feet3.4 Acres

Days on market43

Year built1990

Garage spaces2

TypeResidential

Est. $8,997buyer credit when you buy with SODL

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About this home

Is it time to have a cabin of your own??? The perfect cabin on beautiful Ponto Lake is waiting here for you. Ponto Lake is known for its amazing water clarity.! (18+ feet) You will also enjoy the privacy of 3.4 wooded acres and year-round living! You will have plenty of room for everyone with the additional bunk house too. This property has a large heated garage as well. (in-floor heat & Reznor) Perfect for entertaining, use as a workshop or just a place for the toys. Enjoy the lake view from your deck surrounded by those Northern MN Birch and Towering Pines! It's time to relax at your new lakeplace...you know you've earned it.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1990

LevelsOne

Living area896 sqft

Above-grade finished896 sqft

Below-grade finished0 sqft

Lot size3.4 acres (173x188x648x150x797x231)

Days on market43

ListedApr 7, 2026

MLS #NST7050743

CountyCass

SubdivisionPonto Lake Township

Parcel #320091107

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 22 x 26 · 572 sqft
Parking features: Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Deck
Exterior features: Wood
Other structures: Bunk House, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 896 sqft
Roof: Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built: 1990

Utilities

Water: Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Propane
Electric: 100 Amp Service

Community & HOA

Subdivision: Ponto Lake Township
HOA: No HOA
School district: 2174 - Pine River-Backus
High school district: Pine River-Backus

Financial & listing details

Annual tax: $1,596 (2025)
Tax with assessments: 1662
Listed: Apr 7, 2026
Days on market: 43 · 34 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air, In-Floor Heating

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesDeck, Dock, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched

FoundationBlock

Foundation area896 sqft

Patio/porchDeck

Lot featuresIrregular Lot, Tree Coverage - Heavy

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingDetached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$1,596

Tax year2025

Taxes w/ assessments1662

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2174 - Pine River-Backus

District number2174

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,368/mo

Principal & interest$2,102

Property taxes$133

Home insurance (est.)$133

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.