Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,682 (2026).

What school district is this property in?

This property is in the 2174 - Pine River-Backus school district.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$400,000

$341/sqft

1583 State 84

1583 State 84, Backus, MN, 56435

3 Bedrooms1 Bathroom1,174 Square Feet0.61 Acres

Days on market48

Year built1950

ParkingGravel

TypeResidential

Est. $9,000buyer credit when you buy with SODL

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About this home

Enjoy 128’ of pristine shoreline on the coveted Gold Coast of historic Ponto Lake, renowned for its crystal-clear sapphire blue waters. This charming 1950’s rustic cabin offers the perfect up-north retreat, featuring 3 bedrooms, private dock and comes fully furnished with appliances included. Whether you’re looking for a peaceful getaway or a place to create lasting family memories, this quaint lakeside cabin is ready to enjoy from day one. Experience classic lake living in one of the area’s most sought after locations.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area1,174 sqft

Above-grade finished1,174 sqft

Below-grade finished0 sqft

Lot size0.61 acres (128x176x174x214)

Days on market48

ListedJun 30, 2026

MLS #NST7101679

CountyCass

Parcel #320152213

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Fireplace(s)
Cooling: None
Basement: Partial · 0 sqft finished

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Enclosed, Porch
Exterior features: Wood
Other structures: Storage Shed
View: Lake

Construction

Property type: Residential
Property subtype: Single Family
Foundation: None · 1,174 sqft
Year built: 1950

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 2174 - Pine River-Backus
High school district: Pine River-Backus

Financial & listing details

Annual tax: $1,682 (2026)
Tax with assessments: 1768
Listed: Jun 30, 2026
Days on market: 48 · 17 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementPartial

HeatingFireplace(s)

CoolingNone

Fireplaces1

DiningInformal Dining Room

AmenitiesDock

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorWood

FoundationNone

Foundation area1,174 sqft

Patio/porchEnclosed, Porch

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$1,682

Tax year2026

Taxes w/ assessments1768

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2174 - Pine River-Backus

District number2174

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,376/mo

Principal & interest$2,102

Property taxes$140

Home insurance (est.)$133

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.