Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,016 (2025).

How long has this property been on the market?

This property has been listed for 328 days.

Listed at

$284,900

$176/sqft

Pirz Lake Estates

19434 Pirz Lake Road, Paynesville, MN, 56362

2 Bedrooms3 Bathrooms1,617 Square Feet0.44 Acres

Days on market328

Year built1970

ParkingGravel

TypeResidential

Est. $5,547buyer credit when you buy with SODL

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About this home

Welcome to 19434 Pirz Lake Road in Paynesville. This charming 2 bedroom 3 bath home offers over 1,500 sq ft of finished living space on nearly a half acre lot overlooking peaceful Pirz Lake. Enjoy lake life on this private 80 acre natural environment lake with no public access, perfect for fishing, kayaking, or relaxing on the wraparound deck with beautiful views. Inside you'll find an open and inviting main levelwith an updated kitchen and dining area, a spacious living room, remodeled, full bath,and bedroom. upper level features a large bedroom suite with its own bathroom. Located in a great neighborhood just minutes from Paynesville, Richmond, and many nearby lakes, this updated home offers privacy, convenience, and comfort. Don't miss out, schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1970

LevelsModified Two Story

Living area1,617 sqft

Above-grade finished1,317 sqft

Below-grade finished300 sqft

Lot size0.44 acres (175x80)

Days on market328

ListedNov 4, 2025

MLS #NST6804527

CountyStearns

SubdivisionPirz Lake Estates

Parcel #08052340000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Electric Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Modified Two Story
Parking features: Gravel, Open
Patio & porch: Deck, Wrap Around
Pool: None
Fencing: None
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 933 sqft
Roof: Asphalt, Pitched
Year built: 1970

Utilities

Water: Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

Subdivision: Pirz Lake Estates
HOA: No HOA
School district: Paynesville

Financial & listing details

Annual tax: $2,016 (2025)
Listed: Nov 4, 2025
Days on market: 328 · 76 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Walkout

HeatingForced Air, In-Floor Heating

CoolingWindow Unit(s)

LaundryIn Basement

AppliancesDishwasher, Dryer, Electric Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Natural Woodwork, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

RoofAsphalt, Pitched

Foundation area933 sqft

Patio/porchDeck, Wrap Around

Lot featuresAccessible Shoreline, Tree Coverage - Medium

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingGravel, Open

Garage spaces0

Financial details

Annual taxes$2,016

Tax year2025

Taxes w/ assessments2016

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2248

District phone3202433410

High schoolPaynesville

SODL flat fee brokerage

$5,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,760/mo

Principal & interest$1,497

Property taxes$168

Home insurance (est.)$95

Down payment

$56,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.