Listed at
$279,900
$578/sqft

Big Lake Peninsula

20927 Big Lake Road, Richmond, MN, 56368
1  Bedrooms1  Bathroom484  Square Feet1.06  Acres
Days on market92
Year built1950
ParkingGravel
TypeResidential
Est. $5,397buyer credit when you buy with SODL
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About this home

Opportunity like this doesn’t come around often. Nestled on over 1.06 acres on the highly sought-after Big Lake, this property offers an incredible 600+ feet of panoramic shoreline, creating a setting that truly feels like your own private island. The existing cabin is in need of renovation or could be removed entirely, giving you the flexibility to bring your vision to life. Whether you're looking to restore a charming getaway retreat or build your dream lake home from the ground up, the possibilities here are endless. Surrounded by water views in nearly every direction, this is a rare chance to own a one-of-a-kind property with unmatched privacy, breathtaking scenery, and space to create something truly special. Make this your perfect escape or transform it into the ultimate lakefront estate. Per Stearns County: 20927 Big Lake Road appears to have been built prior to the 1972 state shoreland rules, and is located less than 50ft from Big Lake. It is therefore considered a legal nonconforming structure. Normal maintenance can occur to this structure without a construction site permit from Stearns County, however a building permit may be required from Munson Township. Replacement of this structure to the same dimensions and in the same location may be allowed by issuance of a construction site permit, subject to possible mitigation requirements, and the lowest floor elevation must be at or above an elevation of 1099.15ft

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1950
LevelsOne
Living area484 sqft
Above-grade finished484 sqft
Below-grade finished0 sqft
Lot size1.06 acres (46173)
Days on market92
ListedJun 22, 2026
MLS #NST7097043
CountyStearns
SubdivisionBig Lake Peninsula
Parcel #23139200040

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 3/4
Heating
Space Heater
Cooling
Window Unit(s)
Appliances
Electric Water Heater, Range, Refrigerator

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Deck
Exterior features
Fiber Board, Wood
Other structures
Workshop, Storage Shed
View
Panoramic

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 484 sqft
Roof
Metal
Year built
1950

Utilities

Water
Well
Sewer
Holding Tank
Fuel
Electric

Community & HOA

Subdivision
Big Lake Peninsula
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$2,456 (2026)
Listed
Jun 22, 2026
Days on market
92 · 127 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingSpace Heater
CoolingWindow Unit(s)
AppliancesElectric Water Heater, Range, Refrigerator
DiningInformal Dining Room
AmenitiesDeck, Dock
AccessibilityNo Stairs External, Wheelchair Ramp(s)
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorFiber Board, Wood
RoofMetal
FoundationBlock
Foundation area484 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline, Island/Peninsula, Tree Coverage - Medium
Road frontageNo Outlet/Dead End
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerHolding Tank
FuelElectric

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$2,456
Tax year2026
Taxes w/ assessments2456
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$5,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,769/mo
Principal & interest$1,471
Property taxes$205
Home insurance (est.)$93
%
$55,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20927 Big Lake Road, Richmond, MN, 56368

Listing information

MLS #NST7097043
StatusClosed
Last updatedSep 23, 2026, 6:18 PM
Originally listedJun 22, 2026, 12:46 PM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.