Sold / Closed
$326,000

Sold price · Closed Apr 20, 2026

$276/sqft

W F Krechs Add To, White Be

1891 4th Street, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,088  Square Feet0.327  Acres
Days on market3
Year built1914
Garage spaces2
TypeResidential
Est. $6,000buyer credit when you buy with SODL

About this home

Affordable living in the heart of White Bear Lake? Yes, it's possible! This 3 bedroom, 2 bathroom quintessential White Bear Lake cottage has been fully remodeled from the inside out. It features beautiful original hardwood flooring in the bright living room; an updated kitchen with tile backsplash, stone countertops, newer kitchen appliances, and tile flooring; a full bath with stacked laundry unit; and cozy primary with private 3/4 bath with tiled shower. Roof, gutters, siding, windows, and mechanicals have all been replaced! Situated on a spacious corner lot, fully fenced with updated landscaping and fire pit added last year. Detached, oversized 2-car garage! Desirable location close to schools, parks, the famous Cup and Cone, and all the great amenities of Downtown White Bear Lake. Why rent when you can own!?

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1914
LevelsOne
Living area1,088 sqft
Above-grade finished1,088 sqft
Below-grade finished0 sqft
Lot size0.327 acres (119x120)
Days on market3
ListedMar 18, 2026
MLS #NST7035286
CountyRamsey
SubdivisionW F Krechs Add To, White Be
Parcel #143022320129

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x20 · 480 sqft
Parking features
Detached Garage, Gravel, Concrete, Garage Door Opener
Patio & porch
Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,088 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1914

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
W F Krechs Add To, White Be
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,278 (2026)
Listed
Mar 18, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,088 sqft
Patio/porchPatio
Lot featuresCorner Lot, Tree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Concrete, Garage Door Opener
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$4,278
Tax year2026
Taxes w/ assessments4278
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$6,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,033/mo
Principal & interest$1,577
Property taxes$357
Home insurance (est.)$100
%
$60,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1891 4th Street, White Bear Lake, MN, 55110

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Listing information

MLS #NST7035286
StatusClosed
Last updatedAug 27, 2026, 11:52 AM
Originally listedMar 18, 2026, 12:35 PM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.