Listed at
$499,900
$300/sqft

Fairway Shores

17605 Finch Court, Cold Spring, MN, 56320
3  Bedrooms2  Bathrooms1,664  Square Feet0.24  Acres
Days on market0
Year built1979
Garage spaces2
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Lake home with golf at your doorstep. Small-town living with big-city convenience. This 3-bedroom, 2-bath walkout rambler offers an incredible location on the Sauk River Chain of Lakes in the Rich Spring Golf Course neighborhood. The main level features two bedrooms a bathroom and an updated kitchen with granite countertops, stainless steel appliances, and custom cabinetry along with stunning, unobstructed lake views from the living room that create a private, secluded feel. The lower level adds a third bedroom and bath, spacious family room and wet bar—perfect for entertaining after a day on the lake or golf course. An oversized 2-stall attached garage offers plenty of storage, plus a dedicated golf cart garage door for easy access to the course. Tucked away on a quiet cul-de-sac, yet just minutes from groceries, restaurants, breweries, schools, and more. Approximately 20 minutes to St. Cloud and 1 hour to the Metro, this is an exceptional opportunity for a lake home, full-time residence or a slower pace of life without sacrificing convenience.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1979
LevelsOne
Living area1,664 sqft
Above-grade finished832 sqft
Below-grade finished832 sqft
Lot size0.24 acres (60x143x77x104)
Days on market0
ListedOct 5, 2026
MLS #NST7153385
CountyStearns
SubdivisionFairway Shores
Parcel #36241410000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 28x22 · 616 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Patio & porch
Composite Decking, Deck, Patio
Exterior features
Stone, Steel Siding
View
Lake

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 832 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built
1979

Utilities

Water
Drilled, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Natural Gas

Community & HOA

Subdivision
Fairway Shores
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,684 (2026)
Tax with assessments
3692
Listed
Oct 5, 2026
Days on market
0 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room, Sink
AppliancesDishwasher, Dryer, Electric Water Heater, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesDeck, Dock, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Panoramic View, Security System, Boat Slip, In-Ground Sprinkler, Washer/Dryer Hookup, Wet Bar
AccessibilityNo Stairs Internal
Special featuresMain Floor Primary, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorStone, Steel Siding
RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area832 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontageCul De Sac, No Outlet/Dead End, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningLot,Shoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size616 sqft

Financial details

Annual taxes$3,684
Tax year2026
Taxes w/ assessments3692
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,101/mo
Principal & interest$2,627
Property taxes$307
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

17605 Finch Court, Cold Spring, MN, 56320

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Listing information

MLS #NST7153385
StatusActive
Last updatedOct 7, 2026, 8:50 PM
Originally listedOct 7, 2026, 1:15 PM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.