Listed at
$450,000
$171/sqft

Turtle Creek

22906 Turtle Creek Circle, Cold Spring, MN, 56320
4  Bedrooms3  Bathrooms2,631  Square Feet1.33  Acres
Days on market70
Year built2000
Garage spaces3
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Private Country Living with Wildlife Views, Trail Access & Modern Updates! Tucked away on 1.33 beautiful acres backing up to a natural wildlife area, this is the kind of property that gives you room to breathe while still feeling like home the moment you walk through the door. Offering over 2,600 finished square feet, this well-maintained 4-bedroom, 3-bath home combines comfort, functionality, and an unbeatable setting. The main level welcomes you with warm red oak flooring and a spacious living room perfect for gathering with family and friends. The kitchen features abundant cabinetry, generous counter space, newer appliances, and a dining area that opens to a refreshed maintenance-free deck. Enjoy your morning coffee while taking in peaceful views of the backyard and the wildlife beyond. Nature lovers will be in their element here. Watch deer, foxes, and other wildlife from your windows year-round. Great blue herons, sandhill cranes, geese, and ducks frequently fly overhead and nest in the backyard wildlife area, creating a truly special natural retreat right outside your door. The property is further enhanced by extensive landscaping designed for season-long color and curb appeal. Established perennial flower gardens feature a variety of blooms that provide vibrant displays from May through September, creating a welcoming setting around the home and attracting butterflies and pollinators throughout the growing season. Practical features include main-floor laundry with a wash tub, a conveniently located half bath near the garage, durable low-maintenance metal siding, a new roof (2023), and a new furnace and central air system (2024) for added peace of mind. The walkout lower level expands your living space with a huge family room ideal for movie nights, game days, or simply spreading out. Two additional bedrooms and a full bath provide flexibility for guests, hobbies, or a growing household. Step outside to the concrete patio and enjoy the mature trees, open yard space, beautifully landscaped perennial gardens, and the beauty of your private country setting. Harvest fresh fruit from multiple producing apple trees and a plum tree, then head out for recreation just minutes from home. Jump directly onto the Rocori Trail with your bicycle or running shoes, enjoy a round at Rich-Spring Golf Course only 3 minutes away, or explore the nearby Chain of Lakes. With so many outdoor amenities at your doorstep, you’ll feel like you’re living in your own private resort every day. This is more than a home—it’s a lifestyle of privacy, nature, recreation, comfort, and natural beauty.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsOne
Living area2,631 sqft
Above-grade finished1,333 sqft
Below-grade finished1,298 sqft
Lot size1.33 acres (349x374x373)
Days on market70
ListedJun 10, 2026
MLS #NST7088954
CountyStearns
SubdivisionTurtle Creek
Parcel #36246410502

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
3 spaces · 34x22 · 748 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Metal
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,333 sqft
Roof
Architectural Shingle
Year built
2000

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Turtle Creek
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,132 (2026)
Tax with assessments
3140
Listed
Jun 10, 2026
Days on market
70 · 45 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal
RoofArchitectural Shingle
FoundationBlock
Foundation area1,333 sqft
Patio/porchDeck
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size748 sqft

Financial details

Annual taxes$3,132
Tax year2026
Taxes w/ assessments3140
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,776/mo
Principal & interest$2,365
Property taxes$261
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22906 Turtle Creek Circle, Cold Spring, MN, 56320

Listing information

MLS #NST7088954
StatusClosed
Last updatedAug 29, 2026, 3:41 PM
Originally listedJun 18, 2026, 12:00 AM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.