Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,174 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 203 days.

Pending

$255,000

$113/sqft

1st Add

175 E 4th Street, Cottonwood, MN, 56229

3 Bedrooms3 Bathrooms2,250 Square Feet0.55 Acres

Days on market203

Year built1994

Garage spaces3

TypeResidential

Est. $4,650buyer credit when you buy with SODL

About this home

You can't build it on .55 acres for this price! Garage is oversized, plus an attached 12x28 workshop or big boy toy storage area for the quad, jet skis, snowmobiles, motorcycles....... PLUS a detached 1-car garage! Steel siding & roof contribute to lower insurance costs. Open flow between living, dining and kitchen. Expansive room sizes indoors w/ main floor laundry & full pantry adjacent to kitchen- all oak! Lots of cabinets & counter space, plus casual dining area. Large bay windows in LR & DR overlook front yard. Impressive closets & storage space on the main floor plus two spacious baths. One of the baths is features dual entry from bak foyer laundry area and from spacious bedroom & walk-in closet. In the basement, you will be amazed by large room sizes, expansive storage options & potential for a 4th and even 5th BR w/addition of egress window makes this the perfect home for expansion or for retirement. Lift chair from main to basement is easily removed at buyers request.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1994

LevelsOne

Living area2,250 sqft

Above-grade finished1,400 sqft

Below-grade finished850 sqft

Lot size0.55 acres (125 x 193)

Days on market203

ListedAug 19, 2025

MLS #NST6746764

CountyLyon

Subdivision1st Add

Parcel #221480501

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Electric Water Heater, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 28 x 40 · 1,120 sqft
Parking features: Attached Garage, Concrete, Finished Garage, Insulated Garage
Other structures: Garage(s)
Lot size: 0.55 acres
Lot dimensions: 125 x 193

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 1,400 sqft
Roof: Metal
Year built: 1994

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: 1st Add
HOA: No HOA
School district: Lakeview

Financial & listing details

Annual tax: $3,174 (2024)
Listed: Aug 19, 2025
Days on market: 203
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Concrete, Storage Space, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Laundry Room, Sink, Washer Hookup

AppliancesElectric Water Heater, Water Softener Owned

DiningBreakfast Area, Informal Dining Room, Kitchen/Dining Room

AccessibilityDoors 36"+, Grab Bars In Bathroom, Hallways 42"+, Stair Chair Lift

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofMetal

Foundation area1,400 sqft

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Insulated Garage

Garage spaces3

Garage size1,120 sqft

Financial details

Annual taxes$3,174

Tax year2024

Taxes w/ assessments3174

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1057

District phone5074235164

High schoolLakeview

SODL flat fee brokerage

$4,650Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,650

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,690/mo

Principal & interest$1,340

Property taxes$265

Home insurance (est.)$85

Down payment

$51,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.